When a real estate agent mentions buying a second-hand home, they may genuinely discourage buying it if it is older than a certain age. This is usually because the house can face a range of problems and challenges as it ages.
First of all, older second-hand houses may have problems of aging structure and outdated facilities. These issues can not only lead to a poor living experience, but can also increase the cost of repairs and renovations. At the same time, older homes may lack modern designs and layouts that don't meet the demands of modern living.
Secondly, older second-hand houses may have safety hazards. For example, problems such as aging circuits and broken pipes may lead to safety accidents such as fires and floods. In addition, older homes may not be able to withstand the load of modern renovations and renovations, increasing the risk of the home collapsing or being damaged.
In addition, from a loan perspective, the age of the house is also an important factor affecting the loan term. Banks generally stipulate that the age of second-hand houses cannot exceed 20 or 25 years, and some banks even stipulate that they cannot exceed 15 or 10 years. Therefore, if the second-hand house is too old, it may affect the buyer's loan application and loan amount.
To sum up, real estate agents may advise buyers to avoid buying second-hand homes that are too old. However, this does not mean that all older re-owned homes are not worth buying. If homebuyers can fully understand factors such as the condition of the home, the cost of repairs and renovations, and the loan policy, and make a sound decision, then they can still choose to buy a second-hand home that meets their needs.