For "part-time workers" who have worked hard for decades, the happiest moment is to submit their retirement documents and wait for the moment to receive their pension.
When I think of retirement, I don't have to be woken up by the alarm clock anymore, and I don't have to work overtime day and night. can still sit and wait for the pension to arrive, and the corners of his mouth can't help but rise.
I have heard many "seniors" who are already receiving pensions say that the process of handling retirement is a little complicated. If you can remember to submit this material when submitting the information, you can get an extra 720 yuan every month!
1. What is the most important "material"?
As soon as they heard that they could receive an extra 720 yuan, many migrant workers who were about to retire had their eyes lit up. Who hates a lot of money? 720 yuan, even in first-tier cities, is enough to maintain the monthly cost of rice and flour oil.
This material is the "seniority determination material" in the personal file. The so-called determination of length of service is to determine the working years of the employee through written files, which is an important basis for enjoying various social insurances.
The simple understanding is: the length of service directly determines the amount of pension! As for how to determine the length of service, it is, of course, the relevant records in the personal file.
In real life, many people prepare a lot of materials in advance when they are approaching retirement. However, he failed to submit this material in time, resulting in a loss of 720 yuan in his pension.
Some people don't understand the policy and forget to prepare. Some of them are missing materials and cannot be provided. And some are due to poor management of the unit, resulting in the loss of files. In short, as long as you can't provide "seniority recognition materials", it will affect your pension benefits.
In many areas, there are clear regulations: one year less service, the pension will be reduced by a certain percentage. If you miss five or six years of service, you will lose even more of your monthly pension.
2. What preparations do I need to make when I am approaching retirement?
In order to ensure a smoother retirement process, a few months before retirement. You need to prepare in advance in case you need it.
The first thing to do is to understand the local retirement policy. In the past two years, there has been a great adjustment to the retirement policy, and the retirement age, retirement application process and pension calculation method are different in different regions. Understanding the retirement process in advance also makes it easier for you to plan for yourself and ensure that your rights and interests are maximized.
According to the requirements of the retirement process, prepare a series of documents and materials in advance. Personal identification information, current year employment contracts, and retirement application forms are all indispensable. Be sure to check carefully to ensure that all documents and materials are complete and valid.
Before you officially retire, it is also important to make sure that your pension account is in order. Understand when and how your local pension will be paid and make sure your pension arrives on time every month.
Submitting a retirement application is only the first step, and then the relevant departments need to strictly review it, and only after passing it can you officially retire. As for the review time, it is different in each region, so be mentally prepared. Taking advantage of this gap, you can plan your retirement life in advance and make your retirement life more meaningful.
I was busy with work before, and I didn't have time to do what I liked. It's different now, and retirement means more free time. If your body allows, you can do more things that you liked before and didn't have time for.
3. How to live a more meaningful life after retirement?
Retirement means that you have reached a new stage in your life. There is no need to clock in and out of work step by step, and you can still receive your pension on time every month, which is definitely the ultimate goal of "working as a worker".
But for many workers who are more enterprising or busy all their lives, they are not suitable for the days after retirement, and they always feel that there are shortcomings.
Indeed, before retirement, he can still shine in his work. After retirement, you can only return to your family and stay away from your favorite position. It is inevitable that there will be a gap psychologically, and many people are not adaptable.
At this time, the first thing to adjust is to adjust the mentality and accept the "retirement" calmly. Since you can't continue to work, you can explore some of your favorite hobbies and hobbies, learn and enjoy the moment again. In this way, the originally monotonous retirement life can be made more fulfilling.
It is said that "live to be old, learn to be old", and many elderly people retire and go to the university for the elderly with three or five partners, learn more skills, and are happy every day.
Retirement means that the age is no longer young, and the physical condition will definitely deteriorate. After retirement, it is also especially important to maintain good health. Eating, sleeping, and exercising should not be left behind, which is the premise of ensuring good health.
Only in good health can the quality of life after retirement be not affected. Think about it: if you are not in good health, what can you do with more pension? It's not about dealing with drugs and hospitals.
End:
If you are planning to retire, see if your materials are ready, and by the way, consult the relevant departments in detail about the retirement process, so as not to delay time. The best thing to do is to prepare the relevant materials in advance, or to seek experience from retired comrades.
Reference Links:
International Express 2023.08.19 "Don't forget to submit "this" materials for retirement! Otherwise, you will receive 720 yuan less per month, and you will know it as soon as possible.