landed in half a year, and BYD has hit the auto insurance industry again!

Rice grains say car

2024-05-05 11:38Posted in Jiangsu Automobile Creator

In the past two years, the field of electric vehicles has indeed been very hot, but it has also spawned all kinds of troubles. One of the points makes many friends who buy electric vehicles feel very uncomfortable, and even has affected the car experience of individual users. That's car insurance!

In fact, there has always been a problem with car insurance, if you buy a fuel car and have a lot of accidents, then the insurance company will most likely refuse to insure, but this probability is less. But in the age of electric vehicles, there are more and more such cases.

Many electric vehicle users have reported that once their electric vehicles have been insured by commercial insurance, they are likely to be rejected by insurance companies in the second year, and insurance companies have also said that they cannot afford to pay for them. Therefore, the year before last, Tesla said that it was possible to enter the field of insurance cars, because of the large user base, and it was basically safe to make money when entering this industry. In fact, there are also domestic car companies that have made an early move, and this car company is BYD Auto.

In mid-November last year, the State Administration of Financial Supervision and Administration officially approved that BYD's property insurance business increased its motor vehicle insurance business, but since then, BYD Auto Insurance has not disclosed any further news. Recently, friends found that the insurance service appeared on BYD's mobile APP, and it showed that it was about to set sail, which also shows that BYD auto insurance is really coming.

Now BYD Auto is an extremely opportune time to launch car insurance. First of all, 3 million to 4 million new users per year is a super huge base, no need to worry about users, and there is no explanation of the cost of expanding customers. More importantly, BYD Auto is extremely confident in its blade battery, so as long as the quality control of its own products is good, then the insurance business will make a steady profit. Moreover, BYD is actually still a traditional dealer, with a comprehensive dealer network system, and in the later stage, whether it is maintenance or risk exploration capabilities, it is not comparable to the new car-making forces. According to statistics, the number of BYD 4S stores has approached 1,500, and there is a comprehensive dealer network in most small counties, so even if the future owner is out of insurance, there is no problem of difficult claims.

In the future, the insurance fraud basically no longer exists, BYD's trams are basically networked, where to hit, where to scratch the background at a glance. If you want to fake the scene of the accident, is it still possible?

There is another point, which is profit-based assessment. In addition to increasing the profits of BYD Group itself, in fact, many car companies have launched activities to buy cars and give insurance premiums, but most of the profits have fallen into the pockets of traditional car insurance companies. Consumers can't feel the subsidy strength of the manufacturer, the manufacturer is a typical thankless, and now the problem is solved.

Today's automotive sector has suffered an unprecedented impact, which has changed not only car companies, but also many related automotive businesses, such as auto insurance business. What's more critical is that BYD belongs to the first batch of car companies to eat crabs, will there be a large number of car companies to follow up in the future, after all, many car companies also have a large number of dealer outlets, it is too early to say, but one thing is that car insurance has been in profound change!

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