Nowadays, the mainland is an aging society. By the end of 2023, there will be 290 million elderly people over the age of 60 on the mainland. According to the data, the number of corporate retirees is 117 million. The number of retirees in government agencies and institutions is 87 million. The number of urban and rural retirees is 131 million. For every 1,000 retirees, the vast majority of retirees have pensions of less than 5,000 yuan. In this regard, some netizens shouted: This is unlikely!
Judging from the current situation, the national average pension is now about 3,500 yuan, which means that 60-80% of retirees have lower pensions than the average. Generally, the pension of retired employees is in the range of 2,000 to 3,000 yuan, while the pension of rural residents is only a few hundred yuan. Not to mention that you can get a pension of 5,000 yuan a month. In fact, there are three major factors that determine how much pension you can get after retirement:
First, pay more and pay more. The mainland's social security has always adhered to the tenet of "pay more, pay more, pay more for a long time". If you pay the pension according to the highest standard, and the pension has been paid for more than 30 years, then the possibility of your pension after retirement is more than 5,000 yuan. If you usually pay a pension according to the minimum standard, and the pension payment period has just reached 15 years, then the pension you will get after retirement will be relatively small.
Second, regional reasons. Regions such as Beijing and Shanghai are relatively economically developed, and the average social wage is much higher than the national level. Before the elderly retire, the employer will pay social security according to a higher standard. Therefore, the elderly in these places have a greater probability of getting a pension of 5,000 yuan after retirement.
In economically underdeveloped areas such as the northwest and northeast, the average social wage level is relatively low. Therefore, it is not very likely that the elderly in these places can get 5,000 yuan after retirement. There are not many economically developed regions in China such as Beijing and Shanghai. Therefore, most retirees now have pensions of less than 5,000 yuan.
Third, the difference between enterprises and positions. For example, some state-owned enterprises and foreign-funded enterprises have relatively good efficiency, and they all pay pensions to their employees according to a higher standard. However, most private enterprises are not very profitable, and in order to save labor costs, they often pay pensions according to the minimum standard. In addition, in order to motivate outstanding middle and senior managers, enterprises with good benefits often give them another enterprise annuity. Therefore, there are different differences between different companies and different positions.
Now the question is, what kind of group can get a pension of more than 5,000 yuan? In this regard, we believe that there are three main groups of people: First, people who have made contributions to the country. For example, researchers, scientists, engineers, senior teachers, doctors, etc. Such people have a higher salary when they are on the job, and they can also enjoy a higher pension after retirement.
Furthermore, public institutions and civil servants. The wages of such groups are very high, but the hidden treatment is good, and employers often pay pensions according to higher standards. As a result, it is likely that the pension after retirement will be higher than the salary at the time of employment. Therefore, among retirees such as public institutions and civil servants, the proportion of pensions that can receive 5,000 yuan is far higher than that of enterprise retirees.