Recently, a number of banks have announced that they will cancel the automatic rollover function of their call deposit products.
On April 30, Bohai Bank announced that Bohai Bank's automatic rollover of personal call deposit products will be automatically terminated from May 1, 2024, and after termination, the stock of automatic rollover of personal call deposit products will be changed to "call deposit +" products.
On May 1, Dalian Rural Commercial Bank announced that from May 14, 2024, Dalian Rural Commercial Bank's smart notice deposit product will cancel the automatic rollover function, and customers need to make a notice appointment 1 or 7 days before the withdrawal date (consistent with the current interest calculation rules of Dalian Rural Commercial Bank).
On April 15, China Guangfa Bank announced that it would take down the automatic rollover service of the call deposit business of the unit in early May (including the related products of the Win in Yitian series), and the existing funds will be adjusted to the non-rollover service mode or returned to the customer's contracted current account according to the specific product and service rules.
On March 1, the Fujian Provincial Rural Credit Cooperatives Union issued the "Announcement on the Termination of the "Fulibao" Smart Notice Deposit Product, stating that the "Fulibao" smart notice deposit product will be automatically terminated on March 21, 2024. Subsequently, Fuzhou Rural Commercial Bank, Lianjiang Rural Commercial Bank, Sanming Rural Commercial Bank and other rural commercial banks and village banks followed up one after another, and automatically terminated the "Fulibao" intelligent notice deposit product on March 21.
In May 2023, a number of banks, including large state-owned banks and joint-stock banks, have removed smart call deposit products or lowered the upper limit of call deposit interest rates.
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来源:央视财经( ID:cctvyscj)
Editor: Gao Liping
Reviewer: Liu Ying
Editor in charge: Jiang Wentao