The advantage of the Chinese is that they are hardworking, hardworking, and willing to endure hardships.
The biggest drawback is the smallholder mentality.
Don't rush to spray me, think about it and see if it makes sense.
I was also born in a rural family, and when I was a child, my family was poor and couldn't pay the tuition fees, and even the new clothes for the Chinese New Year had to be exchanged with relatives for coolie income, and there would be no new clothes in normal times.
Why do you have to exchange the new clothes for the New Year with relatives to get from coolies, I have three sisters in my family, my relatives have only one child, his children are younger than us, and no one in his family does housework, so I will go to my relatives' houses to do housework during the summer vacation, and doing housework in the summer is laundry, cooking, drying rice, and harvesting rice.
I didn't go to university, I did flexible employment all my life, worked as a supermarket salesperson, set up my own stall, and ran a business, doing the most ordinary jobs in the service industry, but I also bought 2 houses.
I didn't rely on my mother's family, because my mother's family is all working people, and I still have to give my parents a little money, and I don't rely on my in-laws, because they themselves are poorer than me, and they also rent a house, and I bought a house to save my hard-earned money.
When I was 50 years old, I didn't have any savings, because I had to continue to pay my son's mortgage every month, but my son didn't have to work so hard, I suffered all the hardships I should have suffered, although I didn't have savings, but my quality of life was not bad, because I had been working hard to make money.
Who suffers the most from the fall in house prices
The decline in housing prices in China has lasted for more than two years, and for the rich, even if the housing prices fall, there is no problem, and the houses of the rich are mortgaged in the bank, and the money lent out becomes the company's working capital.
About 60% of the assets of our ordinary families are in the house, and the impact is very great after the fall.
After the house price falls, ordinary people dare not spend.
Because of the impact of the general environment, everyone's income will also be affected.
In the past, as long as there was a down payment, we dared to buy a house because we were not afraid of not being able to pay off the mortgage, but now people dare not buy at all because we don't know if we will be laid off tomorrow.
Many ordinary people have also tasted the dividends of real estate, and many customers around me have tasted dividends because of their investment in houses, but now no one dares to buy a house, and they can live in what they have.
Since there is no money to be made in real estate, everyone sells their surplus houses, so it is also a reason for the continuous decline in housing prices.
People who buy houses after 2020 are not so lucky, some buy a school district house for their children, and lose 1 million at once, some just need to buy a house in the new district if they can't afford the urban area, and a house loses 1 million, and the houses in the new district are almost cut in half.
Therefore, the worst decline in housing prices is the people who just need it, and the people who suffer the most from the decline in housing prices are ordinary people.
Ordinary people earn 100,000 a year, and they have to go without eating or drinking for 10 years to pay off the 1 million.
Although it is said to be self-occupied, it is really not easy to depreciate so much!
But after all, they have their own houses, their children no longer need to be left-behind children, they and their families can have the feeling that they don't need to be under the fence, and they don't need to have tragedies in the countryside with the villagers for a little foundation. At the very least, their children will not lose at the starting line, and their offspring will be able to start in the city.
Do people who haven't bought a house have a lot of savings?
To get back to the point, how much savings do people who haven't bought a house have now? 1 million or 110,000 per capita, is there?
People who haven't bought a house, I don't think they will have a lot of savings, if there is a deposit of 1 million or 500,000 yuan, or a deposit of 110,000 yuan per capita, I think they will definitely buy a house in the first place.
People who buy houses think about house prices falling, and people who buy houses don't want house prices to fall.
Change your thinking
Houses are for living, not for frying.
But the house will not become the price of cabbage, and it will not be issued to you like the welfare housing of the previous unit, because the current enterprises are all joint-stock enterprises and limited companies, do you think your boss will give you a house?
If you don't buy a house, your children will lose at the starting line, and reading will change their fate.
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