From First Land
What's new
Another city issued a new deal for the property market to end the "toothpaste" policy
The full liberalization is very strong
According to the WeChat public account "Chengdu Housing and Construction" on April 28, Chengdu City, Sichuan Province issued a notice to further optimize the real estate market policy, which was officially implemented on April 29
Eligibility to purchase a home will no longer be reviewed
That is, household registration, social security and other housing purchase conditions will no longer be reviewed, the number of units purchased will no longer be restricted, and the new house notarization lottery will no longer be implemented
It is sold by the company itself
This means that Chengdu has ended the seven-and-a-half-year purchase restriction
So far, except for Hainan Province, the first-tier Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou (new houses), Tianjin, Xi'an core areas still maintain the purchase restriction policy, and the rest of the cities have basically lifted the purchase restrictions
Policy Content
In order to conscientiously implement the decisions and arrangements of the Party Central Committee and the State Council, earnestly implement the main responsibilities of the city, adapt to the development trend of new urbanization and changes in the supply and demand relationship of the real estate market, accelerate the construction of a new model of real estate development, better meet the diversified housing needs of the masses, and promote the steady and healthy development of the city's real estate market, the relevant matters are hereby notified as follows.
1. Systematically promote the balance between supply and demand (1) Scientifically and accurately compile housing development plans and annual plans, improve the "market + security" housing supply system, comprehensively promote the establishment of a new mechanism of "people, housing, land and money" linkage, and strive to build a new model of real estate development. (2) Deepen the implementation of the "red, orange, green" three-color management of the supply of commercial construction land, and appropriately reduce the supply of land in areas with a high supply-to-market ratio of residential and commercial service land. (3) Encourage market entities to rebuild their own idle and inefficient commercial office and other non-residential stock houses into affordable rental housing in accordance with relevant requirements, and encourage municipal, district (city) and county state-owned enterprises to rent and purchase idle commercial office space for office, public service and industrial use, and promote a virtuous cycle of the commercial office housing market.
2. Optimize services to stimulate vitality (4) The city's commercial housing projects will no longer implement notarization lottery selection, and will be sold by enterprises independently. For hot projects with a high degree of social concern, enterprises are encouraged to adopt notarization lottery for house selection. (5) Promote the deepening and practical coordination mechanism of urban real estate financing, and meet the reasonable financing needs of real estate enterprises of different ownership systems without discrimination. (6) Support the simultaneous sales of parking spaces and residences, and reasonably set up the planning ratio of parking spaces for newly transferred residential land. 3. To meet reasonable housing needs (7) Housing transactions within the city will no longer review the qualifications for house purchase. (8) Promote the use of the first overhead layer for public service space, increase the proportion of semi-open space such as residential balconies, promote the development of low-density and high-quality residential products in suburbs (cities) and counties, and further increase the supply of high-quality housing. This notice will come into force on April 29, 2024. In the event of any inconsistency between the previous policy provisions and this notice, this notice shall prevail.
Key 8 contents: 1. No limit on purchase, no limit on the number of sets
2. State-owned enterprises rent and purchase idle commercial offices
3. Do not engage in the opening of new houses
4. You can bundle parking spaces to sell houses
5. Encourage large balconies and large bay windows
6. Encourage overhead floors to be used as public facilities
7. Encourage the construction of low-density housing in the suburbs
8. Control and reduce the supply of residential land
Among them, we think the most "interesting".
Because of the price limit and open sale, there is no information difference in the new market, and relying on the information difference to carry out marketing is a sharp weapon for traders
Popular City Policy Express
Beijing: If the divorce is less than one year and there is no house in the name, it will be executed according to the first house
On April 23, according to the Beijing Radio and Television Station's "BRTV First Real Estate", the Beijing Municipal Commission of Housing and Urban-Rural Development issued the "Notice on the Implementation of the Standards for the Identification of Housing Units in Personal Housing Loans in Our City". The notice pointed out that if the mortgage applicant who signed the online contract for the purchase of a house after April 23, 2024 and has been divorced for less than one year, if the family does not have a complete set of housing in the city, the first home credit policy will be implemented. Each bank reasonably determines the specific down payment ratio and interest rate level of each loan based on factors such as the operating conditions of the institution and the risk profile of customers.
Guangzhou: Increase the maximum loan amount of the provident fund
On April 8, the Guangzhou Housing Provident Fund Management Center issued the "Notice of the Guangzhou Housing Provident Fund Management Center on Matters Concerning the Adjustment of the Maximum Amount of Personal Housing Provident Fund Loans", which increased the maximum amount of loans for "one person" and "two or more people" from the original 600,000 yuan and 1 million yuan to 700,000 yuan and 1.2 million yuan respectively.
Changsha: Fully liberalize purchase restrictions, and enjoy discounts for "trade-in".
On April 18, the Changsha Municipal Bureau of Housing and Urban-Rural Development issued the "Notice on Supporting Residents to Purchase Improved Housing", from now on, Changsha City will fully relax the purchase restrictions, buy houses within the city, and no longer review the qualifications of home buyers; According to the relevant person in charge of the bureau, the comprehensive optimization of Changsha's real estate purchase restriction policy, the implementation of "old for new", and the support for residents to purchase improved housing, aiming to adapt to the development trend of new urbanization and changes in the supply and demand relationship of the real estate market, meet the multi-level and diversified housing needs of residents, and fully release the market potential. It will also strengthen the linkage between the new and second-hand housing markets, which is conducive to the stability and improvement of the real estate market and promotes stable, healthy and high-quality development.
Shanghai: Restrictions on non-household registration of single persons buying houses have been lifted
On January 30, the Shanghai Municipal Housing and Urban-Rural Construction Management Committee and the Shanghai Municipal Housing Administration jointly issued the "Notice on Optimizing the Housing Purchase Restriction Policy in the City", which stipulates that from January 31, non-registered residents who have paid social insurance or individual income tax in the city for 5 consecutive years or more can purchase one house in the area outside the outer ring (except Chongming District), so as to better meet the reasonable housing needs of residents and promote the balance between regional jobs and housing and the integration of industry and city. It is reported that in the past, non-Shanghai household registration houses needed to meet the conditions of "5 years of social security + married", but now the "married" conditions have been cancelled, that is, the restrictions on non-household registration single people to buy houses have been cancelled.