On April 26, Zhen'an Rural Commercial Bank held a business analysis meeting for the first quarter of 2024 to review and summarize the previous business work and arrange and deploy the key work in the next stage. More than 150 members of the commercial bank's team, government departments and outlets attended the meeting.
At the meeting, the spirit of the business analysis meeting of the provincial association in the first quarter of 2024 and the spirit of the 2024 safety and security work conference of the provincial agricultural cooperative institutions were conveyed. The assessment and on-site inspection of the "Xinhe Action", credit marketing and risk asset management in the first quarter were reported. Li Xuedong, Deputy Secretary of the Party Committee and President of the Bank, made a business analysis entitled "Focusing on the Goals, Focusing on the Implementation, Focusing on the Key Points, Improving Quality and Efficiency, and Promoting the Work of the Bank to a New Level". Deng Dahai, Secretary of the Party Committee and Chairman of the Commercial Bank, summarized the meeting and arranged to emphasize the key work.
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The meeting pointed out that in the first quarter of 2024, the whole bank has achieved a good situation of "quality" in party building, "quantity" in both deposits and loans, "increment" in business development, "variables" in asset revitalization, "output" in profit income, and "strength" in social image, laying a solid foundation for high-quality development throughout the year.
The meeting emphasized that although the business operation in the first quarter achieved a good start, but the business development has a "stable" foundation is not solid, "progress" momentum is not enough, etc., in the later stage of the work, we must make up for the business shortcomings, pay close attention to operation and management, and consolidate the development foundation in the refinement of measures and hard work.
Focus on the key points of development, do the main responsibility and main business, and seek breakthroughs in business marketing. Intensively cultivate the "three rural" markets, strengthen the support of agriculture and small enterprises, cultivate and consolidate the county-level market, serve the local economy, increase the number of households, improve quality and efficiency, and optimize inclusive finance, focus on capital organization, achieve stable and optimal deposit growth, and promote the increase in the quantity and quality of e-banking business around the empowerment of digital intelligence. Focus on potential hidden dangers, do a good job in risk prevention and control, and work asset management. Strengthen management at the source, strictly prevent the issuance of problematic loans, strengthen assessment and accountability, do a good job in controlling key indicators, and implement the "de-icing action" to reduce the scale of non-performing loans. Make good use of disposal policies to purify the overall credit environment.
Focus on fine management, consolidate the foundation for development, and achieve results in improving quality and efficiency. Strengthen credit management, strengthen counter management, strengthen benefit management, strengthen compliance management, and strengthen internal audit. Focus on safety and security, grasp the maintenance of stability through letters and visits, and make deep efforts to stabilize operations. Always keep a close eye on all kinds of risks and maintain the security and stability of the overall development situation. Focus on the construction of work style, increase discipline and restraint, and strengthen the guarantee in strict assessment. We should pay close attention to the implementation of the work without slackening, maintain the combat state without slackening, and strengthen supervision and management.
At the end of the meeting, Deng Dahai, Secretary of the Party Committee and Chairman of the Commercial Bank, emphasized the key work requirements: strengthen the learning of all employees and improve their own quality. Adhere to collective learning and carry forward independent learning. Strengthen fine management and lay a solid foundation for development. Strengthen the daily management of the whole bank, strengthen the basic management of finance, strengthen the basic management of credit, strengthen the management of safety and security, strengthen the management of letters and complaints, strengthen the management of cadres and strengthen the management of publicity materials and low-value consumables. Increase credit supply and improve profitability. We will continue to follow the principle of early delivery and early returns, speed up the speed of credit delivery, increase the intensity of credit delivery, and seek benefits from loans.
Firmly grasp the capital business and broaden the income channels. It is necessary to optimize the capital structure, improve the business system and system, enrich the team of capital business personnel, and give full play to the role of capital operation in liquidity management and increasing financial income. Tackle the problem of bad clearance and strengthen risk prevention and control. It is necessary to continue to fight the final battle of the "three-year operation" and the protracted battle of clearing special assets. Do a good job in case prevention and control, and build a solid foundation for compliance. Strengthen the management of the behavior of key areas, important positions, and important personnel, increase the degree of punishment for violations, strengthen the construction of a compliance culture, and enhance the compliance awareness of all employees. Carry out party discipline education and create a clean atmosphere. We should improve our standing and understand the importance of party discipline study and education; clarify the key points and carry out party discipline study and education in strict accordance with the prescribed actions; apply what we have learned, transform the learning results into a code of conduct to guide daily work, and earnestly improve the ability and level of performing duties.
The time has come, it is about to happen, and its prosperity is just around the corner. On the basis of the successful "good start" in the first quarter, the whole bank will lift its spirits, take advantage of the momentum, tighten the bow, speed up the front, and focus on the implementation of the goal with a stronger sense of development and more powerful work measures, focus on the key points to improve quality and efficiency, answer the "interim volume", and achieve "double more than half". (Contributed by Zhen'an Agricultural Commercial Bank)
Editor-in-charge: Yang Yang
Edit: Spirited