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If you don't take out your pension every month, some of the problems that arise will be so big that your life will hurt, and some of them will be so small that they are not worth mentioning for life, but only by taking them out every month can you avoid all the problems.
First, it may affect the increase in pensions
If retirees generally do not take out pensions every month, but do not withdraw them for several months, the big data in the background will be summarized and displayed, and the relevant departments will think that retirees have plenty of money and live a rich life, which may affect the increase in pensions.
Netizen message: My monthly pension is just enough, if I don't take it out on the day of the pension, the living expenses will be unsustainable. However, there are still many wealthy retirees who will still queue up on the same day, because they are worried that the balance of their retirement account will accumulate too much, which will affect the increase in their pension in the future.
Comments: It is better to take out the pension in the same month, the pension account is just a transit station for the pension, even if the balance of the pension account will not affect the future pension increase, it is also necessary to take care of the pension on a monthly basis.
2. Affect the income of pensions
The pension has not been withdrawn, it can only be regarded as a current account, and the interest is not the lowest, only lower, although there is no direct loss of pension, but the pension has been indirectly lost. Often, the more pension is accumulated and the longer it is retained, the greater the loss.
Netizen message: After I retired, I joined the army of queuing up to receive a pension, so I will get up early in the morning on the day of the pension, and strive to take out the pension as soon as possible.
Comments: Although the current fixed interest is not high, but there is still a certain gap between the regular interest and the current interest, the same amount of two deposits, one deposit time, one survival period, after a year and a half will form a sharp contrast.
3. It is troublesome in case of sudden illness or sudden death
No one wants to get sick or die, but people have good and bad luck, so we must prepare in advance, and have foresight so that there is no immediate worry. If you don't take out your pension on a monthly basis, you will have to go to the bank in a wheelchair or on a stretcher if you suddenly get sick.
Netizen message: Although I haven't experienced it personally, I don't want to experience it personally, but I have heard and witnessed it more than once, many old people because they want to take it lightly, either suddenly died of illness, or died suddenly in an accident, and their families also need to do notarization in order to take out the pension.
Comments: The pension should be allocated to a special account for backup, which is convenient for their own use and convenient for their family to withdraw.
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