Can parents really give their children a cover?

Bottom of the helmet

Yesterday morning, a group of old sisters chatted about the real estate market in Beijing and were very unhappy. If it had been sold two years earlier, it might have been 2 million more than now, but the problem is that it has dropped by 2 million now, and it still can't be sold.

Everyone sighed all kinds of sighs, saying that they would not invest, they had no courage, and if they sold it at that time, they would not be beautiful in two years.

At that time, if if ......

How is it now......

I was half-comforting and half-mocking: If you can't sell it, just put it there, more than 2 million and less 2 million, and I didn't see you lose your mouth, eating fat balls one by one.

If you are really so keen, sell at a high point and buy at a low point, we are all Buffett, right, even if we happened to sell the house at that time, what are we doing with this money now? stock market? financial management? The ancients said it well:

If you don't manage your money, your money won't leave you.

In these days, it's hard to say what to invest in Wow, you say gold? Mom, can you do it? When Chinese aunts buy gold, I don't think I dare to buy it, so that's it.

In fact, when people reach middle age, they may be older, or if they have been in Haidian for a long time, they feel that they have no material desires at all. Over the years, I have gradually disenchanted various famous brands, what to wear is not the same, what can be the difference between what to carry and what is harmful?

In the past, people liked good cars and envied famous brands, but now they feel that they are useless. Going out to take a taxi is easier than driving yourself, and you don't have to be afraid of stopping at the gate of scenic spots, hospitals, and schools.

Then I slowly found that small electric cars, buses, and subways are all good in their own way, some are flexible, some can see the scenery, and some guarantee time.

Therefore, now in this metropolis, the little desire and money left are eating. Lying there every day and picking up the mobile phone, I want to buy food and drink, unlike in the past, when shopping was inconvenient, the otaku people have to go to the vegetable market, and the more they lie down, the thinner they are.

Now it's lying down to eat and lie fat.

Another expense is the child's education, the "spiritual Haidian people" parents invest in their children absolutely without blinking, as long as the child is willing to learn, pay as much as they want.

Some people think it's not worth it, and they settle accounts back and forth, saying that Jiwa has invested so much money, training courses + tuition fees + study abroad expenses, etc...... In the end, the child went to work, and the salary was 8,000, and he couldn't get back the money you invested.

By extension, the chicken baby is not as good as the chicken itself, earn more money for the child, save some family funds, and exchange his own efforts for the child's future lying flat.

I have a friend who said it more extremely, he loves his daughter, and he said that he doesn't want his children to work in the future, and that all professions are so tiring and so destructive...... The once enviable profession is now not easy to do, so it is better to raise it with your parents.

I said to see so thoroughly, what kind of class are you still working hard for, she said that she wants to use her hard work for the child's ease, don't love to learn anymore, the family is just such a baby, the house, the money is hers, and it's not bad to play happily for a lifetime.

I'll give her a cover.

It's great. In the era of extreme scrolls, there will be more and more people who think this way. Don't work, don't enter society, do what you want, live happily, as long as you can think about it as a parent and your child yourself, what can't you do?

So there's only one question left: Are you really up to it?

I remember in the 80s, when the spring breeze of reform was blowing all over the land, many TV dramas would mention the concept of "10,000 yuan households". At that time, the family of 10,000 yuan was already a wealthy family.

Later, "Xi Ye" was rampant, and if there was a large amount of money in the bank, then he could not work, and he would live a very nourishing life just by eating interest.

Slowly, this standard has gone up, 100,000 is not enough, and hundreds of thousands still sounds scary. Around 2005, we had a neighbor old lady, who made up more than 700,000 yuan when the family's old house was in Chaoyang Park.

She weighed it at the time and decided not to buy a house, and with the house price at that time, it would cost four or five hundred thousand yuan to buy a big house nearby. She decided to rent a house to live in, and spent the rest on it, thinking that it was absolutely no problem to provide for the elderly.

Everyone knows what happened later, the 700,000 yuan, even renting a house with a pension...... Obviously not enough. And if you bought a house at that time, even if it falls like this now, it will be 5 million.

In "Charlotte's Troubles", Shen Teng traveled back and told Da Chun to buy a house quickly. With the soaring housing prices, we have gradually believed in it over the years, and if you have a house, you will have the capital to lie flat, and then manage your finances, it can be regarded as wealth freedom, which can give your children a back.

The love of parents for their children is far-reaching. However, with the rapid and unpredictable changes of the times, I am still familiar with history, and I do think that parents do not dare to say that they can give their children a bottom line.

It has only been more than 40 years since the reform and opening up, and the child is still growing up for a lifetime, and if you save that little money and now buy crayfish and blueberries for freedom, you dare to say that you can manage the child for a lifetime?

Think of the "10,000 households" in the 80s.

Anyway, I admire and threaten to give my children a cover, maybe I don't know how many people have, maybe other people's income can scare me a little bit, but I still insist that as middle-aged people, we can't carry the life of our children.

Even if you can rely on your parents in the first half of your life, you have to rely on yourself in the second half of your life.

To say that like in Europe and the United States, aristocrats and wealthy families who have lived their lives for several lifetimes rely on old money to live the life they want to live, and study art, literature, and science, they can only think about it.

Our two sets of high-rise houses (the mortgage has not been paid off, and the property is becoming less and less responsible) + a few passbooks, don't keep thinking about giving your children a "backstop", it's good to start a game for your children and give a bottom to your old life.

For Chinese, what can be left to children for a long time is not a house, nor money, but only:

Knowledge, ability, habits, and emotional stability.

Picture | Screenshots of the network