The penetration rate of new energy vehicles has exceeded 50%, in other words, from now on, the majority of new energy vehicles are bought, and buying fuel vehicles has become a niche behavior. However, the owners of new energy vehicles also have bitterness and can't say it, and many new energy vehicle owners say that it is difficult to buy cheap and use.
After all, new energy vehicles are still a new product, although we say that 2024 is the first year of new energy involution, we see that almost all manufacturers are cutting prices, and even Tesla can't stand it. The price has just risen on April 1, and it has not been a month yet, and the price has dropped again, and a large number of domestic new energy vehicles have followed up.
But when you buy a car, you may enjoy the cheapness, and when you use the car, it will be a big trouble. Some people say that it is not right, the new energy vehicle does not use oil, does not have an engine, does not need regular maintenance, how can it cost more? Insurance costs more money, in the past two years, especially when the new energy vehicle into thousands of households, many car owners complained, why this insurance is more and more expensive?
Some car owners said that he has not been out of insurance in the past three years, and it stands to reason that people who drive fuel vehicles know that you have not been out of insurance for three years, and you can give a minimum discount. However, the car owner found that when he bought the insurance in the fourth year, not only did not reduce the price, but increased the price.
Including friends who buy a lot of new energy vehicles today, such as Xiaomi, more than 200,000 cars look like these millions of cars! However, some friends say that although Xiaomi cars are less than 300,000 yuan, the insurance you pay is close to 500,000 luxury cars! Why? Of course, there are many reasons. On the one hand, new energy vehicles are a new thing, many insurance companies are also difficult to set prices, insurance is about economies of scale, you have tens of millions of cars in the world, so all kinds of accessories are very complete, and it doesn't cost much to change one if it is broken.
Your car has just been launched, and it has only sold tens of thousands of units in total, and some have only a few thousand. Something really happened, and the insurance company is losing money. Therefore, when the insurance company designs the price, it has to raise this premium. Including new energy vehicles, many are formed at one time, and there are a variety of high-tech products such as cameras and radars on new energy vehicles.
In the past, you said that you hit the fuel car, and it was solved by repairing two or three hundred, and if it was deflated, you repaired it with a light stroke. However, new energy vehicles often hit one place, and the entire body has to be repaired. Let's not mention that there are more expensive batteries on new energy vehicles. Therefore, the insurance company said that they could not help it, and it was determined by the market that they set the insurance of new energy so high. On the other hand, the penetration rate of new energy vehicles has exceeded 50% today, and I am afraid that every consumer will buy a car in the future, and new energy is the first choice. So this problem of buying a car cheaply and using a car, I think it really has to be solved. Otherwise, this will restrict the majority of consumers from choosing new energy vehicles in the next step.