At present, the personal pension system has been running for a long time, but at this stage there is a problem: young people do not seem to be too active about depositing in personal pension accounts!
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The main reason for this may be that they have a lot of uncertainty about the future, worry that they will not be able to withdraw the money they have saved now in the future, or feel that they are short of money now and have other more urgent uses. Or maybe the pressure of life itself is already very high
But what do netizens think of this issue? Let's take a look!
Why is there a 200 yuan a month? Is the gap so big?
Not in the five dangers [cover your face] [cover your face] [cover your face] [bitter gourd]
What kind of work does your grandfather do, and the salary is so high
There's too much pressure on young people right now
Per capita savings, it's just a joke
Only more than 9000 ??? [shocked] [shocked] [shocked]
Seeing this problem, the experts suggested that we could set up an emergency withdrawal mechanism, so that if young people encounter unemployment, illness or other emergencies, they can withdraw money from their pension accounts in advance. Of course, this withdrawal will not come casually, there will be certain rules, such as limiting the amount and reason for withdrawal, and it will also be accompanied by some tax incentives, so that young people feel that it is more cost-effective and secure to participate in this pension system.
At present, the government is also considering how to make this pension system more attractive, such as providing more tax incentives, designing products that are more in line with the needs of young people, making information more transparent, and helping them to choose pension products that are suitable for them more easily. At the end of the day, it is all about making young people feel that participating in a personal pension system is a good way to be affordable, flexible, and provide security for the future.
What do you think of the personal pension system? Welcome to the comment area to talk about your views!