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Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

author:The little sister chatters homely

Recently, the real estate market has once again become the focus of public opinion, and the remarks of a well-known real estate expert have aroused strong dissatisfaction among the majority of netizens.

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This expert, Dong Fan, director of the Real Estate Research Center of Beijing Normal University, actually proposed that young people buy real estate through long-term loans, interest first and principal later, as if to tie their lives to the mortgage.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

Such "God's advice" is a big surprise, and netizens have questioned whether the expert was bought by real estate developers.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

In his public speech, Dong Fan advocated that the term of young people's loans to buy houses can be extended to 40 years or even longer, the down payment ratio can be reduced, and only interest can be repaid in the early stage without repaying the principal.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

Such a suggestion is undoubtedly adding fuel to the fire in the context of the current real estate market being saturated and even overcapacity in some areas. It ignores the natural laws of economic development, and even more so the pressures faced by young people.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

For Dong Fan's suggestion, netizens expressed strong dissatisfaction and indignation. Some netizens bluntly said: "Does this expert want young people to work for a house all their lives, and they can't even get rid of debts when they die?" Such sharp criticism reflects the public's deep hatred for such irresponsible suggestions.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

In fact, Dong Fan's proposal not only violates the laws of the market, but also seriously detached from the reality of ordinary people's lives, and in the current social environment, young people are facing multiple pressures such as employment, education, and medical care.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

Add to that the heavy mortgage burden, and their quality of life will be greatly reduced. And once the real estate market fluctuates, these young people who are bound by mortgages will bear the brunt of huge economic losses.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

In addition, Dong Fan's suggestion also exposed the problem that some experts are out of touch with reality. These experts often stand on their own side and stand up for capital, but they ignore the real needs and interests of ordinary people. The "bright future" they portray often comes at the expense of the majority.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

We should be soberly aware that buying a house is a good thing in itself, and it represents people's pursuit and yearning for a better life. However, if buying a house becomes a burden, or even a lifelong shackle, then such a "good deed" loses its original meaning.

Outrageous advice from real estate experts: extend the mortgage for young people to 40 years, netizens: brick family

Therefore, we call on more experts and policymakers to really put themselves in the shoes of young people, think about them, and solve real problems for them. What we need are experts and decision-makers who truly understand market demand, respect economic laws, and care about people's livelihood. Instead of those "brick families" who only talk about capital and interests.