What is the difference between the pension of enterprises paying social security for 15 years and individuals paying social security for 15 years?
In the workplace, there has been a lot of concern about social security contributions and pension benefits. Some people have raised the question: What is the difference between the pension of an enterprise that has paid social security for 15 years and an individual who has paid social security for 15 years? Let's explore this issue in depth.
First of all, it is necessary to understand the difference between the payment of social security by enterprises and the payment of social security by individuals. The payment of social insurance by enterprises means that enterprises pay social insurance premiums for employees in accordance with the proportion stipulated by the state, including endowment insurance, medical insurance, unemployment insurance, etc. Individual social insurance payment means that employees pay social insurance premiums according to their salary income in accordance with the prescribed proportion.
Secondly, it is necessary to understand how the pension benefit is calculated. Generally speaking, the calculation of the pension is determined based on the number of years of contribution of the insured person, the contribution base and the local social security policy. Enterprises have paid social security for 15 years and individuals have paid social security for 15 years, and there may be a certain gap in retirement benefits.
Dialogue Presentation: A: I heard that you have a question about social security, what are your thoughts? B: Yes, I would like to know what is the difference between a retirement pension for 15 years and a 15-year pension for an individual. A: This is an interesting question, let's analyze it. The difference between enterprises and individuals paying social security mainly lies in the subject of payment and the proportion of payment. B: So how is the pension package calculated? A: Generally speaking, the calculation of the pension is determined according to the number of years of contribution of the insured, the contribution base and the local social security policy. Paying social security for 15 years and individuals for 15 years may affect the amount of pension. B: I see, thank you for your answer.