We have had the habit of saving money since ancient times, because we have the consciousness of being prepared for danger in times of peace, and only when we have experienced the pain of not having money can we know how important this habit is.
Although our lives are much better now, most families do not have much savings, because income has not changed much over the years, and consumption is increasing.
If you can have more than one amount of savings in your hands now, you can surpass more than 90% of households.
Not only can it make life easier, but it can also provide a stable guarantee for yourself and your family.
Do you know how much you need to deposit?
First, the good habit of saving money in Chinese
Chinese's good habit of saving money has shown its advantages during the epidemic, because when the whole world has been affected, there is no income, and life is difficult, Chinese have relied on savings to survive difficult years.
Saving money allows us to have the confidence to persevere when we have no income, and it also allows us to not worry about special times.
Everything in our daily life needs to cost money, and clothing, food, housing and transportation all need money to support.
We want financial freedom, but the burden of life makes us have to save money, it's better to be alone, once we form a family, we need to be responsible for each other, responsible for our children.
So earning and saving money is our goal.
The more we deposit, the more secure we are and the more confident we are in what we do.
Second, the number of deposits exceeds that of others
So how much savings can exceed that of more than 90% of households in China?
At the current amount, about 1 million yuan in savings would be at the forefront of Chinese households.
Many families have garages, but they don't have any savings because they spend on things outside of their bodies.
Some people do have a lot of savings, but they have not bought a car or a house.
The reason for this is that some children have already started a family, but some children have not yet started a family, so it is not clear whether the deposit is in the bank or in kind.
What we want to say is that the savings that can be kept after the family has everything.
With a pure deposit of more than 1 million yuan, life can be very comfortable.
Having $1 million means that you have the threshold of financial freedom, and that you have enough wealth to deal with emergencies and maintain your finances for a lifetime under normal circumstances.
And even if you are sick, as long as it is not an incurable disease, you can be guaranteed.
3. Financial freedom is everyone's dream
Financial freedom is everyone's dream, but the dream is not unattainable.
Some people are born with a business mind and have the ability to invest, so they can gain a lot with very little capital.
Some people can only earn money honestly, they are reluctant to spend money, and every penny they earn is saved except for spending on necessary things.
Different groups of people have different ways to earn money, but many people still don't know how to improve their assets.
First of all, it is necessary to plan reasonably and not invest lightly.
Avoid wasting money so that you always have the capital to get more.
The state now also has many policies that are good, which can enable individuals to better create wealth.
The most important thing is that we must continue to improve our strength and increase our earning ability by learning more professional knowledge.
In fact, it is also to give yourself more possibilities.
summary
Everyone's definition of financial freedom is different, some people may feel that no matter how much they earn, they feel that it is not enough, but some people feel that it is okay as long as they have enough to spend.
It is not easy to have enough wealth, and it requires continuous struggle and hard work.
On the one hand, it is hard to earn, on the other hand, it is to save, and it is sometimes more useful to open up sources and reduce expenditure.
Allowing yourself to become rich, and keeping the money, is the ability.
I don't know what you think about this?