"Xi'an Fangge" local housing purchase service platform, deeply cultivated for ten years, down-to-earth, speaking people!
Q&A 377
Tips: Open the door at 12 o'clock, bring your own water, prepare buns, and taste Fangge brand electronic mustard together!
Question: Brother Fang called for rational buying of a house, waiting for his justice?
Answer: Pay attention to us for more than five years must remember three sentences, respectively, do not buy with five certificates, corresponding to the 13-16 years of urban reform housing period, followed by just need to buy early, corresponding to the period of rapid rise in housing prices in 18-21 years, and the third sentence is not to buy, corresponding to the market downturn, improve the period of changing houses.
The core of these three points is indeed around the house is used to live, in the face of the purchase of large assets, think independently, think clearly about what you want, not the wall, listen to others, and then go to make money, now is not the era of buying a house upside down.
As for the decline in house prices, it is another matter, when 7500 was bought, the high point can be sold for 23000, and now the price of second-hand housing is trampled, and it can be sold for 21000, you tell me that this is called a fall, but it is not enough to make enough well, buy a house early, how can there be a fall.
The new housing part, Xi'an has risen for many years, the average price has gone from 7,500 all the way to more than 16,000 today, and now there is more fatigue, mainly manifested in the free area, opening discounts, property fees, bound parking space price reduction, etc., are disguised price reductions.
This round of real estate is not a cyclical change, but an era of high turnover and high growth has passed!
Q: What do you think about the unicorn land conversion into residential in the third phase of the high-tech industry?
Answer: There have been a lot of controversies in the third year of high school recently, in addition to the matter of New Hope, there are also new housing involution, developers grabbing customers, a large supply of land, etc., what can be seen at present is that the supply is too large, the demand is insufficient, and the price is high.
In terms of supply, there is no distinction between products, there is no gradient in price, regardless of the west of the pupil, the south, the north, a price, you do 143 square meters, I also follow the trend, everyone is either hungry together, or eat together, this is not normal, referring to the port Olympic sports, the product area and price are clearly distinguished from the surroundings.
In terms of demand, there are too many diversions, the future of high-tech is very good, it is still in the early stage of construction, the mentality of self-occupation and stability, Qujiang, software new city, aerospace are all diverted, and the realization mentality of investment, at present, Huafa, New Hope, China Shipping, China Merchants and other second-hand housing communities are general.
In terms of price, the bright rise and dark fall, gift + opening discount + parking space binding, counting the loan interest holding cost, many people are worried about the circulation of second-hand houses in the later stage, or the problem of gradient, there must be 27000+ in the third year of high school, and there must be 21000+.
The last missing point, or in the high-tech phase of the third phase of investment too many people, self-occupation to see long-term development, investment to see short-term realization, once the expectation is not high, investors first can not sit still, today afraid of delisting, tomorrow suspicion of listing, and then fight for the school district.
Commercial land into residential, the probability is still the economic downturn, the willingness of enterprises to expand is weak, it is difficult to attract investment, and the pain is revived, after all, the houses around the school are still easy to sell.
Q: The transaction volume of Guiyu Lanting in Jingkai Greentown is so high, why can't the house price go up?
Answer: It is indeed a very good second-hand house sold in the north of the city, according to the data of Shell statistics, 32 sets of Greentown Guiyu Lanting were traded in March, and there were only five months in the month of deification, and 9 sets of transactions were made in the first two weeks of April.
However, the average transaction price is not high, only 15,053 yuan/㎡, the reason is that the community is full of three but less than two, not counting the 5.3% value-added fee, and the 3% intermediary fee, the actual house price paid by the buyer is higher.
In addition, there is also the impact of new houses, this year's supply of Shangji Road, Birch Forest, Yin, Greentown Chunmingli, Jiangyu Yunting and so on in the surrounding take turns to list, the price is similar, many people went to the new house.
In addition to the green city community, the core premium of Guiyu Lanting is good, and there are also selling points of a small and stable school district in Jingkai and a middle school.
But the owners bought it cheaply, more than 10,000 yuan, and they also ate the two waves of dividends of famous school districts and rising housing prices, and at the same time delivered the house ahead of schedule, without encountering thunderstorms.
Greentown will still take the land, the Quanyun Village of the port, the Guiyu Lanting of the Economic Development, and the good school, so that no one will buy it.
Q: The west of the city is improved, can Huafa Lijun choose 129 square meters, and is entangled in Vanke?
Answer: This year, among the new houses in the main urban area, Huafa in the west of the city and Xinda in the electronic city are selling very well, the former old factory is relocated, and the latter is changed to land, all of which are convenient for life and complete in the old city, and the living environment of the nearby people is poor, and the willingness to replace is strong.
In terms of price, the average price is 17000+, above the average price in Xi'an, and lower than the surrounding R&F Kaiyuan City, similar location, state-owned enterprise development, lower price, more house type gifts, or a large community, more complete landscape facilities, this price factor is superimposed, and it is rare to open the lottery.
For self-occupation in the west of the city, as well as the rigid needs of high-tech and limited budgets, along Tuanjie South Road to the north, Tumen can live, schools, businesses, and subways.
The age of Vanke Golden Yuecheng is obviously old, and the community is more rigidly needed, with an average second-hand price of 15,000+, limited competitiveness in Sanqiao, China Resources, China Construction, Poly, and Huayu can be selected, and it is difficult to transform the surrounding area of Vanke, and the area is almost qualitative.
In line with the principle of buying new and not buying old, this price of Huafa still has an advantage over the surrounding second-hand houses!
Q: Why is the delivery of the house up 3,000 to be considered flat in and out, and are there any other costs?
Answer: This is also the reason why many friends who buy a new house firmly believe that the house price must rise, under the premise of taking out a loan to buy a house, although the current interest rate on the first house is low, but there is an interest cost during the holding period, it seems that 3 million to buy a suite, in fact, doubled, and the ability is to make a little more down payment, borrow less, or repay in advance.
During the period of rising housing prices, this is the minimum amount of money that ordinary people can borrow from the bank, and during the downturn, it is still necessary to maintain cash flow and reduce debt.
In addition, flat in and out, but also need to consider the cost of buyers, now many houses are sold before two, for buyers have both value-added tax, and intermediary fees, the actual cost is higher, and new houses, there are no these, buyers will also compare.
Calculate how much deposit interest you have lost on your down payment, how much interest you have paid on your mortgage, and all kinds of other taxes and fees, and you will know the actual cost, which is why many second-hand houses have increased in price after delivery.
Q: Can a library be used as a selling point to buy a home?
Answer: Everyone knows that housing prices are a means, not an end, it is a kind of debt transfer at the moment when material conditions are limited, and if you don't have a house, there will be other things that will bother you, such as salt and iron in ancient times, and water, electricity and heating now.
Therefore, the value of housing prices is not the house itself, but the location, the core of the location is the high-quality facilities of the city you occupy, in the past order, subway, commercial, park, school, hospital public buildings are available, now the subway is everywhere, and the subway house is no longer scarce.
Parks, businesses, hospitals, etc. belong to public resources, the requirements for distance are not so high, and they are not exclusive, only schools are bound to housing prices, and school districts are divided, which is the anchor point for buying a house at the moment, which is the main highlight in the port, economic development, and high-tech.
Libraries, museums, concert halls, etc., belong to superstructures, and no one has them, and everyone has them, which is not directly related to the housing price itself, but will improve the happiness of the people living in the surrounding area.
In the software new city area, along Tiangu 5th Road, libraries, conference centers, schools, and parks are concentrated, and it is also the best place for urban construction in the region.
Q: After the delivery of Sunac Jiangshan Chenyuan, will it be self-occupied or sold?
Answer: It was also your Internet celebrity plate back then, a lottery player, the average price in my impression was nearly 17500+, with decoration, small high-rise, opened in March 21, and was in the last crazy period of the property market, a room was hard to find, and then the developer was recently nervous and postponed the delivery.
The community itself, located in the hinterland of Chang'an University Town, is located in the hinterland of Chang'an University Town, with Northwest University on one side, Chinese University campus on the other side, farmland on the other side, and schools, but commercial and transportation are not convenient.
The average price of the former is about 16500+, the latter is about 14000+, and the second-hand housing price is not ideal, and the Vanke City of Chang'an second-hand anchor is only 17400+ recently.
Jiangshan Chenyuan was purchased three years ago, there is loan interest and time cost, and now it is inevitable to lose money when selling, and the new house has advantages, and self-occupation is preferred.
Q: Greentown Spring Breeze plans to sell in two years, vacant or rented first?
Answer: Xi'an's limited price commercial housing is limited, due to the special products, a lot of requirements, not the mainstream, Chunfeng heart because of the connection is Hongji New Town, and the price limit, is a rare good location, in the positioning of affordable housing, the community delivery is not bad, the public share is large, the old problem of house type is not solved.
The location of the three-room side household is not bad, but the top floor is a problem, the price is low when you buy, and the price is low when you sell, and the buyer will be more selective because of psychological factors, and there are a lot of second-hand houses shipped in the later community, and the competition is very fierce.
Since you plan to sell, don't decorate, the second-hand house blank is much better than the decoration, the rent for two years alone is not much, and the decoration cost is attached, and the gains outweigh the losses.
When the time comes to sell the house, it is not only difficult to have a premium for decoration, because the top floor has been renovated, and the buyer is more worried about the risk of water leakage, and belongs to himself to find trouble.
Although it is a price-limited affordable housing, the core location of Science and Technology 4th Road, and the high-tech school district, are still bullish.
Question: Sunac Guan Tang Chen's hospital is guaranteed to be delivered, I don't know whether the market is installed or sold?
Answer: to ensure that the delivery of representatives can be delivered, and the normal operation of the enterprise when the delivery is still a gap, this law can not escape anyone, fortunately in the delivery, the same is the same as the next door Zhongnan Junqi.
At present, the sales volume of the surrounding market is average, similar prices, many people went to the port area and Chanba, and stayed in Weiyang to live in Weiyang, and their purchasing power was very limited.
In addition to the relatively new Sunac, Zhengrong, Zhongnan, there are also slightly older Evergrande Dijing, Vanke Xingfuli, Huayuan Fengyue, Greenland Xiangshu Flower City, etc., these old properties are not high in price, and the owners can now go down.
Taking Vanke Happiness as an example, a large number of the total price of 2 million, everyone has reduced the price fiercely, sold the house in the involution, updated the financial products, the age of the house is better, and the decoration is also carried out, but in the short term, the competition in the vicinity is too fierce.
There is no need to sell in a hurry, and it is not easy to sell, just guaranteed delivery, you can keep it for self-occupation first, and later fight for the age and product advantages, and it is mainly competing with Zhongnan, Zhengrong's new house.
Question: Can I make money by buying Poly Tianjun 143 square meters, and who is better between economic benefits and China Merchants Yunshan?
A: Frankly speaking, among the new houses in Xi'an, there are only a handful of so-called new houses that can make money by buying, and the prices are generally high, there is no upside down, and the surrounding supply is sufficient.
Poly Tianjun City changed to take land, 100 acres of land, many new houses in the later period, self-price competition, fortunately close to Qujiang, can eat overflow, as long as the price of Qujiang is stable, all the way away, there is a market here.
Most of the people who can buy Tianjun are self-occupied in the surrounding areas, Qujiang Phase II is small for big, old for new, there is very little investment, and the total price threshold of 3 million is not low.
China Merchants Cloud is even more so, the top brand in the mountain, pure large house, small high-rise, self-occupied attributes are stronger, and it is long-term self-occupation, optimistic about aerospace, is optimistic about the industry small high-tech, the environment is small Qujiang, the residential density is low and scarce, not cost-effective.
Choose one of the two, from the perspective of self-occupation improvement, Yunshan is more scarce, the threshold is higher, and there are fewer that can replace the Lanyue Pavilion plate, and Tianjun's high-rise large apartment will have a lot of supply in the next CCBD South District.
Expecting to buy a house to make money is difficult for ordinary people, and buying gold may be a good way, and what you hold in your hand is not the kind that is held by an institution.