"Six Gifts and Six Advances" China CITIC Bank Assists in "Inclusive Finance Promotion Month"

Recently, China CITIC Bank has actively implemented the work plan of the State Administration of Financial Supervision and Administration on the "Inclusive Finance Promotion Month", formulated and issued a special action plan, actively strengthened the connection between banks, governments, insurance and enterprises, and gave full play to the synergistic advantages of the Group's "wide coverage of industries and full financial licenses" action, all branches take the initiative to shoulder the main responsibility of benefiting enterprises and people, refine the action plan according to local conditions, vigorously promote localized and characteristic inclusive financial services, and fully meet the needs of business entities and the people for "credit +" comprehensive services with solid and effective concrete actions. Since the launch of the campaign, China CITIC Bank has provided inclusive financial loans to more than 10,000 small and micro enterprises, and the bank is currently serving more than 300,000 small and micro enterprises, with a balance of more than 570 billion yuan in inclusive financial loans.

Sending services into science and technology innovation to create the "main engine" of new quality productivity

Scientific and technological innovation plays a leading role in the development of new quality productivity, and science and technology innovation finance is an important element in cultivating new quality productivity. China CITIC Bank actively leverages the synergistic advantages of the Group, actively builds a cross-border exchange and cooperation platform with the participation of banks, governments, enterprises, parks, and lawyers, and actively promotes comprehensive financial services throughout the life cycle, injecting new momentum into the development of science and technology enterprises.

In Guangdong, the "Yinzheng Park" exchange activities were organized. On March 15, China CITIC Bank, together with Dongguan Press Media Group and CIMC Zhigu Industrial Park, held the "Financial Assistance for Science and Technology Innovation Policies into 100 Gardens and Ten Thousand Enterprises", inviting representatives of the Dongguan Branch of the People's Bank of China, Dongguan Federation of Industry and Commerce, science and technology enterprises and industrial parks to participate in the meeting, in-depth publicity of science and technology innovation financial support policies, detailed explanation of CITIC Bank's "science and technology innovation e-loan" and other exclusive financial service solutions for specialized and new enterprises, accurately docking the comprehensive financial service needs of science and technology enterprises in the park, and was highly recognized by the participating science and technology enterprises.

In Hunan, a "bank-enterprise law" exchange platform was built. On March 12, China CITIC Bank and Yingke Law Firm jointly held the "Science and Technology Innovation Financial Machinery Manufacturing Industry Research Salon Activity", which introduced in depth the comprehensive financial service plan formulated by China CITIC Bank for science and technology enterprises covering "people, enterprises, communities and families", explained in detail the use of equity tools and classic cases, and had in-depth exchanges and answers with the enterprises present from the perspectives of industry trends, enterprise development and financial services.

Send services to the park to create a "driving wheel" for the real economy

The park is an important growth pole for the development of the real economy, and the park finance is an important foothold for financial services for the real economy. China CITIC Bank has taken the initiative to strengthen cooperation with the park management committee, leading industrial enterprises and park operators, fully considering regional characteristics, organizing and carrying out theme activities such as industry seminars, policy presentations, customer docking and joint party building, and launching comprehensive financial service solutions according to regional characteristics and park needs to help enhance the driving force of park development.

In Zhejiang, the park credit "product package" was launched. In the face of a large number of provincial-level small and micro enterprise parks, China CITIC Bank actively cooperated with the Industrial Park Management Committee to carry out product training, customer salons and other activities, dispatched special teams to provide services at the site, visited one by one, and vigorously promoted the "product package" of corporate real estate mortgage loans, industrial plant mortgage loans, park quick loans and other park credit "product packages". As of the end of March, the balance of loans of China CITIC Bank's park credit portfolio products in Zhejiang had exceeded 2 billion yuan.

In Shenzhen, expand the "new dimension" of park services. China CITIC Bank has actively carried out the financing docking work of banks, governments, parks and enterprises, established and deepened cooperative relations with 18 industrial parks in the city, took the lead in completing the big data docking with the government such as taxation, customs and procurement among local peers, landed the first "government procurement e-loan" in Shenzhen, and innovatively launched the "increase credit" product for industrial capital subsidy customers, so as to improve the financing availability of small and micro enterprises in the park in multiple dimensions.

Send services into the supply chain and build a "win-win chain" for upstream and downstream enterprises

The industrial chain and supply chain are the key to the smooth economic cycle, and supply chain finance is an important force for "stabilizing and strengthening the chain". China CITIC Bank took the initiative to strengthen cooperation with chain owners, organized and carried out special supply chain finance activities such as "Big Customer 30 Chains - Supply Chain Collaborative Customer Acquisition Action" and "Double Hundred Project", and actively promoted supply chain financial products with the help of credit enhancement of core enterprises and transaction data, so as to turn the "supply chain" into a "win-win chain" for upstream and downstream small and micro enterprises.

In Beijing, the "acceleration" of supply chain finance has been run. On March 15, China CITIC Bank participated in the CRRC Industry Chain Capital Chain Digital Financing Conference, and introduced and demonstrated in detail the supply chain financial products such as "order e-loan", which took only 16 minutes from the initiation of credit application to the entry of loan funds, and the efficient and convenient supply chain financial services of China CITIC Bank won the unanimous recognition of CRRC Group and its supplier customers.

In Shandong, the "new scheme" of supply chain finance is customized. On March 20, China CITIC Bank and Shanneng Group jointly held a bank-enterprise exchange meeting to formulate a comprehensive supply chain finance service plan for more than 60 suppliers of Shanneng Group, providing them with one-stop supply chain financial products such as "order e-loan, credit e-procurement, and asset pool", as well as personal financial services such as wealth management and private banking services.

Send services into foreign trade and raise the "ocean sail" of foreign trade

Foreign trade is a key hub for smooth domestic and international dual circulation, and cross-border finance is an important support for "stabilizing foreign trade". China CITIC Bank has actively strengthened cooperation with government departments such as commerce, customs, the Federation of Industry and Commerce, and insurance companies such as Sinosure, and actively explored new financial service models that meet the needs of small and micro enterprises in foreign trade. Organize and carry out customer service activities for export-oriented small and micro enterprises, and launch cross-border financial service solutions covering products such as "tariff e-loan, export e-loan, cross-border e-commerce e-loan, and foreign exchange trading connect", so as to assist small and micro enterprises in strengthening exchange rate risk management and effectively help foreign trade enterprises set sail.

In Hubei, we will strengthen the promotion of comprehensive services. On March 25, China CITIC Bank and Wuhan E-commerce Association held the first e-commerce conference, explaining in detail the cross-border comprehensive service solutions such as financing settlement, business travel and study abroad for relevant government departments and more than 50 e-commerce enterprises, and solving financing and settlement problems for them in one stop.

In Shanghai, we will consolidate and deepen bancassurance cooperation. On March 25, China CITIC Bank and China Export & Credit Insurance Corporation organized a symposium to further consolidate and deepen the cooperation mechanism between banking and insurance, and to study and explore the cooperation model to better serve small and micro enterprises and private enterprises in the foreign trade industry.

Sending services to the countryside and paving the "common prosperity road" of rural revitalization

Rural revitalization is the only way to achieve common prosperity, and high-quality financial services are an important force to promote rural revitalization. China CITIC Bank actively connects with government departments such as the Department of Agriculture and Rural Affairs, and cooperates with CITIC Agriculture, CITIC Consulting and other subsidiaries to improve and promote the "1+5+N" comprehensive financial service plan covering one coordinated development strategy, five special actions and N innovative products, so as to help agriculture-related customers achieve steady and long-term success.

In Jiangsu, we conducted research and visits to agricultural industrial parks and enterprises to optimize and improve financial service programs. On March 22, China CITIC Bank, together with the Baima Town Government of Lishui District and the Baima Chamber of Commerce, visited more than 40 enterprises in the Nanjing National Agricultural High-tech Industry Demonstration Zone to fully understand their personalized financial service needs, improve the localized comprehensive financial service plan, and improve the accuracy of financial support for the development of agricultural industry and rural revitalization.

In Hebei, we will enrich and expand characteristic credit products and innovate services for agricultural merchants. An agricultural logistics park in Hebei is a demonstration park that undertakes non-capital functions and is the most important "vegetable basket" in the Beijing-Tianjin-Hebei region. Faced with the financing difficulties faced by merchants in the park due to the lack of effective mortgages, China CITIC Bank relied on the park's mature frozen product inventory control system to innovatively launch the "frozen product e-loan" product, and issued loans of more than 200 million yuan to farmers in the park.

Send services to the community and build a "heart-to-heart bridge" to serve the masses

The community is the "last mile" of inclusive financial services, and doing a good job in community financial services is an effective way to enhance the sense of access, happiness and security of inclusive finance. China CITIC Bank actively went into the community, made good use of the "main position" of offline outlets, expanded "new channels" for online publicity, organized financial education activities, and delivered financial knowledge such as anti-counterfeit currency and anti-money laundering, as well as wealth management and inclusive credit services such as "happiness+", "idle money+" and "stable credit+", so that the general public can feel that inclusive finance is around them.

In Zhejiang, offline and online financial services are popularized. Optimize offline services, set up "financial education micro-classrooms" in the halls of outlets, and the president of the sub-branch served as the "lobby manager", organized the financial education activities of "Happiness Guardian Consumer Protection Bank", delivered inclusive policies to the community face-to-face, and delivered warm services to thousands of households point-to-point. Strengthen online publicity and education, through the "China CITIC Bank Zhejiang Xinetong" official account and other channels, with the help of graphics, audio, video and other forms, in the form of "edutainment, edutainment" to explain financial knowledge, introduce investment concepts, and demonstrate financial services, so that the broad masses of people can "see, listen, and use well".

In the next stage, China CITIC Bank will continue to adhere to the political and people-oriented nature of financial work, adhere to the people-centered value orientation, adhere to the fundamental purpose of serving the real economy, continue to promote the "Inclusive Finance Promotion Month" action, and make every effort to provide more business entities and the people with more warm and high-quality inclusive financial services.

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