On a quiet summer night, the stars are shining brightly, and the small restaurant on the corner fills the air with faint cooking smoke and laughter. At a round table, several friends who have passed the age of sixtieth sit together, each sipping tea and chatting about life.
Li Boming, a middle-aged man with a face full of vicissitudes, sat at the corner of the table, with a hint of melancholy in his eyes. He was immersed in his own thoughts, pursing his lips from time to time, as if thinking about something.
"Li Boming, what's wrong with you?" asked Huang Daming, an old friend next to him, curiously.
Li Boming raised his head and barely showed a smile, "It's nothing, it's just a little tired." ”
Huang Daming frowned, "You don't look right, is there something wrong with your work?"
Li Boming sighed, "It's not work, it's a family thing." My wife and I have been worrying about pension lately. ”
Huang Daming nodded, "The pension issue is indeed a big deal. Are you doing anything to prepare?"
Li Boming smiled bitterly, "Preparation? We never thought about this question. All along, we only cared about making money to support our families, and never thought about what we would do when we got old. ”
Huang Daming frowned, "This is not good, now that the social competition is so fierce, if you want to have a stable life in your old age, you must do a good job of pension planning." ”
Li Boming sighed, "But we don't have any extra money to invest or buy insurance now." ”
Huang Daming patted him on the shoulder, "Don't worry, I have a friend who is a retirement planning consultant, and he can help you formulate a reasonable retirement plan." ”
Li Boming looked at Huang Daming suspiciously, "Really? That's great! I have to contact him." ”
From that day on, Li Boming began his own retirement plan. Together with his wife, Aunt Li, he took out all his savings, carefully analyzed the family's income and expenditure, and then found a retirement planning consultant introduced by Huang Daming, surnamed Zhang. After listening patiently to their situation, Consultant Zhang gave a detailed planning plan.
"According to your income and age, I suggest that you start to invest in some financial products on a regular basis, such as funds, fixed deposits, etc., so that you can gradually accumulate pension funds. Consultant Zhang explained seriously.
Li Boming and Aunt Li listened to it with relish, and gradually had hope in their hearts. They decided to follow Advisor Zhang's advice and started a new financial life.
"Wife, we didn't pay attention to this before, and now I regret it. Li Boming said with emotion.
Aunt Li held his hand, "Don't blame yourself, we're still too late." As long as we work hard, we will be able to get through it. ”
Just as they confidently begin to carry out their plans, a sudden accident shatters their beautiful illusions.
One night, Aunt Li suddenly felt chest tightness and discomfort and was rushed to the hospital. After a series of tests, the doctor told them that Aunt Li had a serious heart condition and needed coronary artery bypass surgery.
"The cost of the operation is more than 200,000 yuan, what should we do?" Li Boming held the report sheet handed over by the doctor, his eyes full of helplessness and anxiety.
Aunt Li held his hand tightly, "Don't worry, as long as I'm alive, we'll definitely get through this." ”
Li Boming took a deep breath and was determined to fight for every possible hope for his wife. They had to use all their family savings and borrow a lot of money to barely finance the surgery.
The operation went smoothly and Aunt Li's condition gradually improved. However, the expense of medical expenses has put their financial plans in jeopardy.
"Wife, this medical expense has spent all our savings, what should we do?" Li Boming held Aunt Li's hand, feeling heavy.
Aunt Li patted the back of his hand gently, "Don't worry, we still have each other." As long as we are together, we can overcome all difficulties. ”
Li Boming looked at her gratefully, and infinite emotion swelled up in his heart. Although they faced great difficulties, their love kept them going, full of hope and courage.
After this setback, Li Boming and Aunt Li have a better understanding of the importance of pension. They are determined to work harder and manage their finances to be fully prepared for their old age. They believe that as long as they are together, they will be able to overcome all difficulties and meet a bright future.