A piece of "yellowed paper" actually makes the banker "spend a lot of time", what is the situation?
Investing in treasury bonds is beneficial to the country and the people. Since the resumption of the issuance of treasury bonds in 1981, the purchase of treasury bonds has not only become an important way for residents to invest in financial management, but also carries the deep feelings of the people in supporting national construction in different historical periods.
Recently, a group of bankers started a brainstorming around the mystery of the identity of a 25-year-old treasury bond receipt certificate.
A few days ago, Ms. Qiao, a resident of Baotou City, found a five-year treasury bond receipt voucher with an amount of 4,000 yuan and an interest rate of 7.86 percent that she had purchased in 1998. Ms. Qiao has a vague memory of this receipt voucher from 25 years ago.
So, she went to a branch of ICBC Baotou Branch to make a payment, but due to the age, the withdrawal and merger of outlets and the launch of the bank's electronic system, the manual accounting information at that time could not be queried in the system. As a result, the Baotou branch of the Industrial and Commercial Bank of China organized staff to manually check the stub copy corresponding to the treasury bond, but it could not be found in the historical archives, and the identity of the treasury bond became a mystery for a while.
In order to protect the rights and interests of customers in treasury bond investment, ICBC Baotou Branch continued to look for stub coupons, and at the same time started the small compensation process, and reported the relevant situation to the Baotou Branch of the People's Bank of China. After learning about the relevant situation, the Baotou Branch of the People's Bank of China attached great importance to it, and found the announcement of the issuance of the current treasury bonds in 1998 by consulting the historical archives, and gave policy guidance and risk warnings at the first time.
After discussion, we finally found in the loss report register that the treasury bonds were re-issued before the maturity date of 2003, and the principal and interest were paid by me on the maturity date.
It was finally confirmed that the treasury bill receipt voucher in Ms. Qiao's hand was an invalid voucher that had been reported as lost and redeemed, and the mystery of the identity of the treasury bill receipt voucher 25 years ago was finally solved.
The business acceptance network will send the relevant vouchers
After showing the record to Ms. Qiao and patiently explaining it, she recovered the original receipt voucher of the treasury bills that had been reported as lost and invalid in accordance with the requirements of the Baotou Branch of the People's Bank of China. Afterwards, Ms. Qiao affirmed the rigorous, responsible, patient and meticulous service of financial institutions in the process of treasury bond redemption.
"I didn't expect a piece of 'waste paper' to bother everyone so much, thank you. ”
Every investment in treasury bonds represents the support and trust of the masses, and it is also the obligation of bankers to practice "treasury bonds for the people". Kudos to the conscientious and responsible bankers!