At present, everything in this society is good, everything is gratifying, but the pension of the elderly, some are unsatisfactory, the elderly in rural areas are the lowest, the urban non-system workers, at the general level, the highest in the system, in the elderly group, it seems very unfair.
At present, the elderly over 60 years old in rural areas, who have made great contributions to the country, society and the people, still have to support themselves, dig in the soil, and feed themselves, there is no retirement system, no pension, and can only receive a pension of more than 100 yuan per month, compared with the pension of the elderly in the system, there is a difference of nearly 100 times, and there is also a difference of 20~30 times with ordinary workers in urban areas.
Why is this the case? Let's take a look at the situation of rural people, then look at the current situation of pension for ordinary urban workers, and finally look at what the pension life of people in the system looks like after retirement.
The old-age insurance system for rural people was not in the past, and the old-age insurance system began to be implemented in rural areas since 2009, and now the National Social Security Bureau has merged the old-age insurance of rural people and the old-age insurance of urban residents into the "old-age insurance for urban and rural residents".
The pension generated by the pension insurance of urban and rural residents is determined by three aspects: individual contributions, state financial subsidies and basic pensions.
At present, the elderly in rural areas, although they have made extremely great contributions to the country, society and the people, but they have not been recognized, there is no retirement system, there is no pension, therefore, only at present, every month, the elderly in rural areas can receive a pension of more than 100 yuan.
The main reasons lie in three aspects: First, there are some deficiencies in the state's old-age insurance system for rural residents, such as the retirement system has nothing to do with peasants' farming, and the pensions do not match peasants' contributions, and so on.
Second, the pension insurance payment standard for urban and rural residents is too low, and the state financial subsidy is too small, resulting in the total amount of personal accounts being too small, which is an important reason for the low pension of urban and rural residents.
Third, the basic pension of urban and rural residents is too low, which has a certain relationship with local economic development, but in the final analysis it is a problem of the system, compared with the pension of urban workers, the basic pension is much higher than the basic pension of urban and rural residents.
Compared with the pension insurance of urban ordinary workers and non-system personnel, it is 20~30 times that of the elderly in rural areas, and the pension of personnel in the system is 3~4 times that of them, and there is also a very large disparity.
The main reason is that in terms of social security, employees outside the system and employees in the system are divided into two different groups, with different systems, different payment standards, and different pension benefits.
The pension of workers in the system occupies the highest level and position of the entire pension, so that between each group, there is a significant problem of uneven pension, and the average monthly pension of state civil servants, people's teachers, national doctors, bank employees and other groups of personnel is more than 10,000 yuan.
This is compared with urban workers, ordinary enterprise employees outside the system, only 2000 ~ 3000 yuan, and farmers are only more than 100 yuan, this huge gap, huge contrast, resulting in the old people to live a different life for the elderly, will inevitably exacerbate the uneven and unreasonable distribution of social wealth, not objective and so on.
State civil servants, people's teachers, state public doctors, public financial practitioners, workers in these industries, because of the national government or companies and units with good economic benefits, as their huge backers of pension insurance, resulting in particularly high pensions, particularly good pension benefits, and a nourishing pension condition after retirement.
Personnel in the system, working time is short, the salary is stable, the social security paid is more, according to the pension insurance "pay more, pay more, pay more" principle, so after the retirement of the personnel in the system, they will receive more pensions, pension life than the system of ordinary workers and farmers to live extremely nourishing, more shows that the distribution of pensions is very unfair, will form social contradictions.
On the other hand, if you look at the employees of many ordinary enterprises outside the system, the workers on the front line of production, especially some small companies, or manual workers who do manual work for a long time, the pension is far worse in comparison, and the disparity is too large, and the pension distribution is very unfair.
Some small companies, maybe they themselves are not big, do not make much money, the economic benefits are not good, the payment of five social insurance and one housing fund, naturally very little, and even sometimes, they are not willing to pay to employees, not in full, intermittent payment, are an important reason for the low pension of employees outside the system.
The huge gap between the peasants' pensions, the pensions of ordinary workers outside the system in urban areas, and the pensions of workers and workers within the system has seriously violated the principle of social distribution and the principle of social fairness, and has run counter to the original intention of common prosperity.
All in all, civil servants, teachers, doctors, staff, workers, farmers and other groups of the elderly after the age of 60, after retirement are the same attributes, there is no essential difference, should enjoy the equal universal pension insurance treatment for all, should not be divided into 369 and so on, the elderly are divided into different levels to distinguish the view, is a social injustice, I hope that the system reform into a universal universal every elderly, to achieve the goal of common prosperity, so that they can enjoy the same old-age security.
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