Pension issues, we have to talk about it. Now, the aging is becoming more and more obvious, and the issue of pension has become the focus of everyone's attention.
The professor talks about pensions
Professor Yang Yansui said: "Our current pension system is a pay-as-you-go, equivalent to carrying an empty account, it is very sensitive to the population structure, at the beginning is 2.5 people to pay money, 1 person to receive money, with the aging of the population, more and more people to receive money, less and less people to pay money", now the pension is "more to pay, pay less".
Pension status
Nowadays, there are more and more people receiving pensions, but there are relatively few people who pay pensions. It's like a pool, with less water coming in and more water coming out, and of course less and less water in the pool. As a result, the pressure on pensions is increasing.
This situation of "receiving more and paying less" has put the pension system under tremendous pressure. On the one hand, the more people who receive pensions, the more they spend, and on the other hand, the fewer people who pay pensions, the less they earn. This is like a seesaw, one side is heavy and the other is light, how can it be balanced? In addition, everyone's living standards have improved, and the expectations for pensions have also been high, which has made the pension system even worse.
Workaround
Everyone has to know the importance of pensions and make everyone willing to participate. It can be done in various ways, such as publicity and education, so that everyone understands the meaning of pension, so that everyone will participate more actively.
We also need to improve the pension system to make it fairer and more attractive. For example, the pension treatment can be improved, so that the pensioner feels cost-effective, and the investment operation of the pension can also be optimized, so that the pension can maintain and increase its value. In this way, everyone is more willing to participate in the payment of pensions.
The pension problem is a big problem, and it can only be solved by everyone's joint efforts. We have to start from many aspects to make the pension system healthier and more sustainable. In this way, our old people can live a better life in their old age!
To put it bluntly, the problem of "receiving more and paying less" for pensions cannot be solved by one person or one department, and the whole society must work together. Only in this way can our pension system continue to develop and the lives of the elderly can be more secure. Let's work together for our bright future!