Ladies and gentlemen, before reading, I would like to remind you that although this article is interesting and philosophical, it is for entertainment reference only, and you should not be superstitious!
The rise and fall of the family has been a topic of conversation since ancient times.
The ancients said: "Home and everything prospers", this is true. Family harmony is the cornerstone of family prosperity.
Back then, Confucius also emphasized that "harmony, respect, faith, and love" were the foundation of the family, which shows that the harmony between family members has a decisive impact on the prosperity of the family.
A family that really gathers wealth often does not lie in how luxurious the house is and how expensive the car is, but in the following seemingly inconspicuous details.
The first thing is the level of harmony between family members.
Family harmony is the cornerstone of everything.
There is an ancient poem: "Home and everything is prosperous, and the country is prosperous." ”
This is true, family harmony means that people are united and seek common development, and they can naturally prosper. On the contrary, if there are constant disputes in the family and people's hearts are scattered, even if they have mountains of gold and silver, they will not escape the fate of decay.
Looking back on the ancient legends, Yao Shun Chan let the beauty of talking, but also a model of harmony as precious. During the reign of Emperor Yao, he was happy with the people, the people lived and worked in peace and contentment, and the society was harmonious and stable. When Emperor Shun succeeded to the throne, he also adhered to the concept of harmony of Emperor Yao, making the world peaceful and the people rich. Isn't this kind of harmony the epitome of family harmony?
"The Book of Filial Piety" has a saying: "Husband filial piety, the scriptures of heaven, the righteousness of the earth, and the deeds of the people." "Filial piety is the foundation of family harmony, and if children are filial, the family will be harmonious and parents will be at ease.
Filial piety can also promote intimacy between family members and make the family more harmonious.
Look at "Heavenly Creations" again, which records: "Expensive grains and cheap gold and jade." This is true, a bumper harvest leads to the stability of people's livelihood and family harmony. Although gold and jade are expensive, they are not necessary for life, and grains can support the people's livelihood and reassure the people's hearts.
We should cherish every harvest in life, be grateful for the gifts of nature, and let the family prosper in harmony.
Many ancient and modern folk customs and proverbs also emphasize the importance of family harmony.
For example, "the family is prosperous and everything is prosperous", "there is an old man in the family, if there is a treasure", etc., all reflect the importance of family harmony to the prosperity of the family.
In modern society, we should cherish the precious wealth of family harmony and let the family become the harbor of our souls.
The second thing is to see if the family members are industrious and thrifty.
Modern people often say: "Diligence is the source of wealth, and thrift is the guarantee of wealth." This sentence profoundly explains the importance of hard work and thrift for family happiness.
In the famous world novel, The Weakness of Human Nature, the key role of diligence and frugality in personal success and family happiness is also emphasized.
This is not only the wisdom of the ancients, but also a value that is universally recognized around the world.
There is a folk proverb: "Diligence and thrift are the right hand of happiness, and thrift is the left hand of happiness." This implies that diligence and thrift are interdependent and indispensable.
In a family, if each member can regard diligence and thrift as a code of conduct, then the family will naturally become more prosperous and prosperous.
There is also a saying in the "Book of Songs": "Be diligent in the state and thrifty at home." This is the praise of the ancients for the virtue of diligence and frugality, and it also warns us that future generations should always remember this traditional virtue.
The "Three Character Classic" also teaches us: "Diligence is meritorious, but drama is useless." "It means that hard work leads to success, and play is not good for life.
We must always maintain the spirit of diligence and continue to work hard in order to create more wealth for the family.
As the saying goes, "The plan of a day lies in the morning, the plan of a year lies in spring, and the plan of a lifetime lies in diligence." This quote emphasizes the importance of diligence in life planning.
The happiness of a family is also inseparable from the hard work of each member.
The third thing is to observe the education of children in the family.
This is not only the ancients emphasized that "the son does not teach, the father is wrong", but also a topic that every family in modern society should pay attention to.
The education of children affects their personal future, and affects the fate of the whole family at a deep level.
As the "Treatise on Typhoid Fever" says: "If you don't treat the disease, you can't cure the disease." This phrase was originally used in medicine, emphasizing prevention over cure, but it can also be extended to the field of education. For children's education, we should not only focus on the current problems, but also be forward-looking, focusing on cultivating children's independent learning and independent thinking ability to prevent possible problems in the future.
There is an ancient and modern folk proverb: "Teach children and babies, and teach women to come for the first time." "This underscores the importance of education as early as possible.
Giving children the right guidance and education from a young age is the key to laying a solid foundation for their future.
As the saying goes, "An adopted son knows the kindness of his parents." "In the process of raising children, we can not only appreciate the hard work of parents, but also deeply understand the importance of education.
A family that pays attention to the education of its children can not only cultivate the next generation of talented and productive children, but also guide their children to become virtuous and responsible people through education.
Ancient and modern Chinese and foreign sayings and wisdom tell us that children's education is one of the cornerstones of family happiness.
The fourth thing is the mentality of family members.
The ancients said: "The heavens will descend on the people, and they must first suffer their minds." "Mental tenacity and optimism largely determine whether a person or even a family can rise in the face of adversity.
"The Book of Filial Piety" mentions: "The body is skinned, and the parents who receive it dare not destroy it, and the beginning of filial piety is also." "It's not just about valuing the body, it's also about celebrating a positive attitude towards life.
A person who cherishes himself will inevitably face all kinds of challenges in life with a positive and optimistic attitude.
Looking back at history, there is no shortage of stories of overcoming difficulties due to optimism. For example, Liu Bei during the Three Kingdoms period, although he was defeated many times, he never gave up his dream of restoring the Han family, and finally achieved a hegemony. This indomitable spirit is exactly what family members should have.
Modern people often say, "Mentality determines destiny." "In a family, if each member can maintain an optimistic attitude and encourage each other in the face of difficulties, then the family has a valuable asset.
There are also many elements of ancient and modern folk customs that emphasize optimism. For example, during the Spring Festival, every household will paste auspicious couplets and blessing characters to pray for a safe and smooth new year and a successful career.
Behind this custom, it is people's yearning for a better life and the affirmation of optimism.
The last thing is to see if the family knows how to invest and manage money.
In today's ever-changing society, it is difficult to keep up with the growth of wealth by relying solely on hard work and frugality.
A wise family must learn to steer the ship of wealth through investment and financial management, so that it can move forward steadily in the turbulent financial ocean.
"The Yellow Emperor's Neijing" has a saying: "Go to work to cure the disease." This phrase originally talked about the wisdom of disease prevention, but it can also be applied to family finances. Just as a wise doctor will prevent diseases in advance, a family that knows how to invest and manage money will also be fully prepared before the risk comes, avoid risks through reasonable asset allocation, and achieve steady growth of wealth.
Tolstoy mentioned in War and Peace: "The goal of life is not the pursuit of wealth and power, but the pursuit of inner peace and contentment." ”
In reality, proper wealth accumulation and management are important foundations for achieving peace of mind. A family that knows how to invest and manage money can better plan for the future and reduce anxiety and anxiety caused by financial pressure.
There is a folk proverb: "Don't put all your eggs in one basket." This is the basic principle of risk diversification in investment and financial management. By allocating funds to different investment channels, households are able to reduce the risk of a single investment and improve the stability of the overall portfolio.
As the saying goes, "Money makes money." This underscores the importance of investment and financial management.
Through rational investment, families can generate more income from their funds and achieve wealth appreciation and preservation.
"The daughter is gone, and she comes back. Although this expresses the poet's free and easy attitude towards money, it also reminds us that if we don't know how to invest and manage our money, even if we have more wealth, it may eventually be dissipated due to poor management.
There are several major risks to be aware of when managing your finances:
- Market risk: Due to fluctuations in market prices, such as falling prices or loss in value of financial assets such as stocks and bonds, the value of investments may decrease.
- Credit risk: When investing in a borrower or issuer, the investment will suffer a loss if the borrower or issuer is unable to repay the principal and interest of the loan or bond on time.
- Interest rate risk: Changes in interest rates can affect the value of an investment. For example, if you invest in a fixed-rate bond, the market value of the bond may fall when market interest rates rise. appearance
- Liquidity risk: Certain investment products may not be easily transferable, especially in times of market volatility. If you need to sell your investment early to meet your funding needs, you may experience difficulties due to liquidity issues.
- Inflation risk: If the inflation rate is higher than the return on investment, the real purchasing power will decrease, which may affect the achievement of financial goals.
- Operational risk: Due to the investor's own improper operation, such as wrong investment decisions, wrong market timing, etc., it may lead to an increase in investment risk.
These seemingly inconspicuous details are the key to a family's prosperity.
May every family continue to work hard and make progress together in these aspects, so as to create a better future!