#宝藏兴趣攻略#
I started saving money on February 12, 2023, and it has been 420 days now, and I have saved more than 20,000 yuan in a year and two months.
Although the number is very small, it is already very good for my family.
My family's income is basically about 3,000, which is barely enough to live. The reason why I can save money while having a low income is because of my simple and crude way of saving.
Since I started saving money in 2023, I still saved 30 yuan a day according to the rules, and then I felt a little troublesome, so on the 1st of each month, I saved the amount I needed to save this month in advance.
For example, if there are 30 days in April, then I need to save a total of 900 yuan this month, so on April 1, I will deposit 900 yuan.
In this way, I persevered until December 2023 and saved almost 10,000 yuan.
During this time, saving money still had a big impact on me.
I fell in love with saving money, and I also developed the habit of saving money, and the more I saved, the more addicted I became, the more I saved, and the more I saved, the more reluctant I was to spend.
Watching the number of savings continue to increase, I feel more and more at ease, which is probably what I often call a sense of security.
I don't spend money anymore, especially when I buy clothes, cosmetics, skin care products, snacks, etc., I have no interest in buying them, I put all the money I buy into my account.
Every little bit I put in it, I will be happy all day long.
My husband and I used to order takeout a lot, but now we basically don't order anymore, because it costs twenty or thirty yuan every time, and then I will convert this money into how much I will buy groceries and how many days I will eat, and then I will always feel distressed.
So now I cook and eat at home, and I can buy vegetables and cook for two or three days for takeaway, which saves a lot of money.
Every time I stop ordering takeout, I put the money into my account.
There are also some small incomes that are usually bits and pieces, such as twenty or thirty yuan from selling scrap products, such as three or four hundred yuan earned by my husband picking up work outside, such as one hundred and eighty yuan I earn by writing headlines every month, thirty or forty yuan from selling things, and three or five yuan from various app check-ins, all of which I will deposit into my account.
In this way, the number of deposits is constantly increasing.
As the number of deposits continues to grow, my addiction to saving money is getting bigger and bigger, my saving behavior is getting more and more crazy, and I am getting more and more picky.
Entering 2024, in addition to the normal implementation of the plan of saving 30 yuan a day, I also saved a lot of the year-end bonus issued by my husband, and directly saved 1,000 yuan of my monthly income of 3,000 yuan.
This leads to our lives being a little tight, and we will calculate everything we buy, or even save it by not buying it.
My husband sometimes complains, saying that making money is just for spending, and I know that he is not happy, and then he will tell him a bunch of benefits of saving money, and slowly he will accept it.
Although we have been living a tight life for more than three months, I am very satisfied, and I will not be anxious because I have no money to spend, but because I have saved money, I have more motivation to make money.
By now, I have saved more than 20,000 yuan.
Looking at the numbers in the account, I was really more satisfied than ever, and my husband said unbelievably that I was amazing.
I also summed up a simple and crude way to save money, that is, "save", save as much as you can, and force yourself to save. As long as you want, you can save all the money you save.
And it's always time, don't wait until I say when I'm going to save it, etc. As long as you saved it at the time, save it directly.
For example, if I want to drink and order takeout, but after thinking about it, I don't drink it anymore, so when I decide not to drink or order, I immediately deposit the saved money into my account.
For example, if I have an extra income of 100 yuan today, the moment I receive the money, I immediately transfer the money into the savings account.
Many people will feel that living in such a tight life will not have the joy of life, but I don't think so, but I think that saving money is my joy of life.
Because saving money is the foundation of our future life, and there are too many places to spend money when we live.
Saving money is not addictive, it is becoming more and more sensible.