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After getting rid of "delicate poor", I got "the more I saved, the poorer" because of 3 habits

author:murasaki紫

Get rid of the habit of being delicate and poor, after a long period of iron rooster life, I began to be willing to spend money, but in the past, I spent too much money, and now it is very painful to spend a little more money, and I will never let go of any discount when I buy things.

After getting rid of "delicate poor", I got "the more I saved, the poorer" because of 3 habits

#1

In order to earn feedback, swipe your credit card

For people who spend a lot, credit card feedback is very cost-effective, at that time I got a card for a trip abroad, and after tasting the sweetness once, I fell into this financial trap.

At that time, I swiped tens of thousands of yuan, and got hundreds of yuan in cash feedback in one breath, and I was happy to see that I used a card to buy everything, although it would not blow up the card, but it was easy to have the illusion that "it is cheaper to buy like this" on the goods. Especially when there is a beauty store that says "swipe XX card on Wednesday to get several times the number of points" and "swipe XX card on online shopping platform has X % feedback", I inadvertently buy more things, thinking that I am earning feedback, but it turns out that the merchant is making my money at all.

After getting rid of "delicate poor", I got "the more I saved, the poorer" because of 3 habits

#2

Take advantage of the festive season to "stock up"

As a girl, there are always endless beauty products and cosmetics to buy, but the price of these things is not low, so I like to take advantage of the top ten discounts, and I feel that the more I buy, the more I earn. Every festival has a reason for a special price, but how much is enough to stock up? Buy three bottles this time, and buy five bottles at a cheaper discount next time, don't comfort yourself, spending tens of thousands of yuan at a time to buy things that are not used are basically a waste.

You need to buy it again, use the money to invest, and earn some dividends for yourself on a regular basis and earn more in stocks.

After getting rid of "delicate poor", I got "the more I saved, the poorer" because of 3 habits

#3

Eat microwave "spot products" discounted at convenience stores

In an era when everything is rising and only salaries are not rising, convenience stores have launched a seven-percent discount program for spot products, which is a small salvation for petty bourgeois office workers. I was also touched by the fact that "you can eat a bento with meat and vegetables for 15 yuan", and if I am lucky enough to pick up a discounted item, I will buy another fruit box to eat, which is nutritionally balanced and has a high CP value, which is really smart.

But once I turned to the back of the package, I found that there are many chemical additives in these microwave foods, all kinds of flavor-increasing seasonings, preservatives, and preservatives, although they are all within the safety norm value, but it is not a good thing to eat it for a long time.

After getting rid of "delicate poor", I got "the more I saved, the poorer" because of 3 habits

Finally washed my hands from the "Moonlight Clan" gold basin, and finally made up my mind to save money, really please keep your eyes open, be the owner of your own wallet, the money saved is fake, only the money seen in the passbook is real (except for a house, of course).