Flexible employees are temporarily suspended from paying pension insurance premiums
Does it have an impact?
Unemployment registration was carried out
Affect the status of a flexible worker
Do you participate in employee pension insurance?
Let's take a look
After interrupting the payment, you can continue to pay!
According to the current policy, flexible employment is voluntary.
Flexible employees can continue to pay after the interruption of contributions, and the payment period before and after the interruption is cumulatively calculated, and they will receive a monthly pension when they meet the conditions for receiving benefits.
Unemployment registration is carried out, and it does not affect the participation in insurance!
According to the current relevant policies, during the period when the insured person receives unemployment insurance money or unemployment subsidy, he or she can pay the basic old-age insurance premiums for enterprise employees as a flexible employee.
This principle is important
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Pension insurance pays more and pays more for a long time
Whether flexible employees participate in the basic old-age insurance for enterprise employees or the basic old-age insurance for urban and rural residents, the higher the payment base, the higher the grade, the longer the payment period, the more personal account accumulation, and the more pension they receive every month after meeting the conditions for receiving benefits.
Guidelines for Flexible Workers to Participate in Insurance
Look here
Flexible workers
Participate in basic pension insurance
There are two systems to choose from
Participate in the basic pension insurance for employees of enterprises in their personal capacity
You can choose an appropriate payment base between 60% and 300% of the average salary of employees in urban units of all calibers in the province where the insurance is located, and the payment ratio is 20%, and the payment is borne by the individual, and you can choose to pay monthly, quarterly, semi-annually, and annually.
You can flexibly choose to interrupt or resume payment according to your personal circumstances, and the payment period before and after will be calculated together, and your rights and interests will not be derogated due to interruption.
Those who participate in the insurance as flexible employees, reach the statutory retirement age, and meet the conditions for the minimum payment period can receive a basic pension on a monthly basis, and enjoy the same treatment as enterprise employees.
Participate in the basic old-age insurance for urban and rural residents in the place of household registration
The payment method is paid annually and according to the grade, and the payment grade shall be subject to the amount announced by the local social security department.
At present, the vast majority of cities in the country have relaxed the household registration restrictions for flexibly employed persons to participate in the basic old-age insurance for enterprise employees. Flexibly employed persons can choose to participate in the insurance at the place of residence or place of employment.
On the basis of participating in the basic pension insurance, flexibly employed persons can also participate in the personal pension system, increase the channels of supplementary pension, and further improve the level of pension security after retirement.
Procedure
Bring your ID card (residence permit) or social security card and other materials to the social security agency in the place where you participate in the insurance to go through the insurance procedures, and you can also choose the nearest street (township) convenience service center, social bank cooperation outlets, self-service terminals and other ways to go through the formalities.
The insurance participation of flexibly employed persons is "immediately completed", and those who meet the conditions are immediately accepted and given feedback on the spot; for those who do not meet the conditions, a one-time notification system is implemented.
It can also be easily registered through the national social insurance public service platform (si.12333.gov.cn), the national human resources and social security government service platform (www.12333.gov.cn), the electronic social security card, the handheld 12333 APP and other national unified online service portals, as well as the human resources and social security government service websites at all levels.
Tips
Don't believe rumors such as "social institutions can pay on behalf of others" and "spending money can convert the social security of flexible employees into social security for employees", and beware of being deceived.
A little more knowledge
Do flexible employees go to work in the unit and pay for the number of years?
How can flexible workers participate in health insurance?