My table mate and I joined the work in the same year and month, and in the same unit, in February 2020, we both retired at the same time, but her pension was more than 1,000 higher than mine, I couldn't believe it at the time.
When I first joined the work, we were in the same unit, a few years later, she was transferred to work in a subordinate unit of our bureau, her unit has good benefits, bonuses and subsidies, unlike our unit, the initial salary is paid according to 70%, at the end of the year if the unit does not lose money, return 30%, the bonus is basically nothing, the workload is large, and hard, and the working environment is relatively bad.
When I got the pension, my heart was extremely unbalanced, not to mention the usual low income, in terms of our work hard and working environment, the pension should also be high, I didn't expect it to be so low.
My situation with my table mates is definitely not unique.
There is an eldest brother in our unit, who has worked for 42 years, but his monthly pension is more than 1,000 less than that of the eldest brother who has worked in different departments of the same unit for 39 years. The difference between them is only the difference between the years of the second line and the first line.
Once, at a gathering of several retired sisters in our unit, I heard an eldest sister say that her classmates, who joined the work in the same year and month, were in the same unit at first, and a few years later, when they went to other units under the same bureau, the two retired in the same year, but her pension was more than 2,000 different from her classmates, the reason was that she later stayed in logistics for more than ten years, and the efficiency of the unit was not good.
There are many people like this, and many friends can't figure it out, and they often hear people say this: Why did we both join the work in the same year and month, and retired at the same time, and the difference in pension was still so big? Why did I work longer than him, and the pension was not as high as his? Is it a miscalculation?
Later, I also thought carefully, like our situation, the main reason for the huge difference in pension is related to the efficiency of the unit we are in, the benefit is good, there are bonus subsidies, and the annual income of the unit and the individual is high, although we are also paying the pension insurance at a rate of 100%, but the final amount of deduction is different, first of all, the balance of the personal account is very different, and the personal account pension is lower than others.
There are many factors that affect the level of pension, so it is not possible to compare with a single factor, although it is difficult to accept some facts, but it can only be based on the facts.
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