The retirement and enterprise retirement pension will be completed and merged, and the "iron rice bowl" is not fragrant?

The harder it is to find a job, and the later the retirement time, the more fragrant the "iron rice bowl" in the system.

In October this year, the pension will be merged, and the staff of government agencies and institutions and the employees of enterprises will implement the same pension insurance system. To put it simply, people in the system are the same as us workers, the unit pays a part, and the individual pays a part.

In fact, as early as October 2014, the pension was merged, but a 10-year transition period was set, mainly for those who worked before 2014 but have not yet retired. Now that the transition period is over, all people in the system who have not yet retired will pay social security in the same way as outside the system.

If you have this idea, it can only be said that you are too naïve. As both a referee and an athlete, do you think they will make themselves suffer?

Although the same social security system is implemented, people have come up with an occupational annuity, which you don't have outside the system. And in the system, they are all paid according to the actual salary, and it is an iron rice bowl, graduated from college at the age of 22, and retired at the age of 60, and can pay for 38 years.

Looking outside the system, in order to save costs, enterprises generally pay the local minimum wage. The job is still unstable, and after the age of 35, people will kill you. When you reach your 50s, you may not even have a regular job. Therefore, for many people, it is already very good to be able to pay the minimum 15 years.

There are many contributions, a long time, and occupational pensions, do you say there is a gap?

People in the system have always been a group of preferential treatment, and for a long time after the founding of the People's Republic of China, almost everything we had was state-owned. Therefore, at that time, an ordinary salesman was dragged ruthlessly, because people were iron rice bowls and had pensions. And there is also an inheritance system, in some state-owned enterprises, when the father retires, the son can take over, no need to take an exam or something.

After the reform and opening up, the private economy developed rapidly, and more and more people began to work in the cities and became peasants. Therefore, the state began to consider the pension of these people, and in 1991 established a social security system, in which enterprises and individuals pay pension insurance. Of course, the system is still the same, and individuals don't have to pay a penny, and all units pay it to you.

At this time, farmers are still a neglected group, because there is no social security system for them, so even if someone wants to pay, they can't pay. It was not until 2009 that a new type of rural social endowment insurance system was established, allowing farmers to start paying endowment insurance.

By this time, 1.4 billion Chinese people finally have the same right to participate in insurance, which is really not easy. From the founding of the People's Republic of China in 1949 to the establishment of the social security system in 1991, there was a difference of 42 years. And if it is 2009, it will be 60 years apart.

The right to participate in insurance is equal, but the gap in treatment after retirement is widening. The pension replacement rate in the system is 80%-90%, while the pension replacement rate of enterprise employees is only more than 40%. That is, before retirement, it is also a salary of 10,000 yuan, and after retirement, the system can receive a pension of 8,000-9,000 yuan, while the employees of the enterprise are only 4,000 yuan, which is twice the difference.

In January last year, Yingtan City, Jiangxi Province, announced the average treatment of retirees, the average pension in the system is 5,080 yuan, enterprise employees are 2,368 yuan, and urban and rural residents are only 206 yuan. In the system, it is more than twice that of enterprises, and nearly 25 times that of farmers. Because the gap is too big, it has caused controversy again.

There is no need to pay a penny in the system, but the pension is more, why? Many netizens asked their souls. More and more people are dissatisfied, and if they don't make some changes, there will be problems.

Therefore, in 2014, the reform was launched, saying that the social security system of government institutions and enterprise employees should be integrated, but it is not so easy to narrow the gap.

Some people may ask, why is it not mandatory to pay according to the actual salary outside the system, and the occupational pension must also be paid? Then you don't know how high the social security cost of enterprises is, and if they are all according to the highest requirements, how many small and micro enterprises will have to close their doors.

In the system anyway, all the money spent is the treasury, and everyone supports it, so it doesn't matter. Two days ago, the famous actor Dong Yong said in an interview that he wanted to enter the system and have a fixed pension every month. Even actors with such a high income dream of entering the system, you say how fragrant the system is.