In 2024, the pension will be adjusted, less than 3,000 yuan will rise, and higher than 3,000 yuan will not rise, is it okay?

In 2023, the mainland will achieve 19 consecutive increases in pensions, and with the arrival of 2024, the great achievement of 20 consecutive increases in pensions is about to be achieved. Recently, Henan Province and Shanghai have convened the National People's Congress, in the meeting to review the government work report, all mentioned the adjustment of pensions in 2024, in the case of the national pension adjustment and unification, this means that the pension 20 consecutive rises are coming. This is very good news, most retirees are very happy, but some retirees hope that in the pension adjustment in 2024, can it be less than 3,000 yuan more, higher than 3,000 yuan will not rise.

There is some truth in this idea, which can not only narrow the income gap between high and low pension groups, further achieve common prosperity, but also reduce the pressure on pension insurance funds to a certain extent. However, this idea cannot be implemented at present, mainly due to the following problems.

1. It is unfair to some retirees

There are large differences in the current pension level of various provinces in the mainland, and the level of pension is not absolute.

In small cities in the fourth and fifth tiers, a pension of 3,000 yuan is already good. However, in big cities such as Beijing and Shanghai, the pension of 3,000 yuan a month is far lower than the average pension level, so if the unified tangent line "more than 3,000 yuan does not rise", it means that there will be many low-income retirees in these large cities The pension can not be adjusted, which will bring greater pressure to their lives who are not rich, and this adjustment method is obviously unfair to them.

Second, it is not conducive to the development of the social security system

The mainland's pension insurance system pays retirees with the pension insurance paid by in-service personnel. In order to encourage in-service personnel to pay more pension insurance, the state has clarified the pension calculation principle of "paying more and getting more for a long time", which is also applicable in pension adjustment. However, if the implementation of "less than 3,000 yuan and more increases, higher than 3,000 yuan does not rise", it means that "pay less and get more, and pay less and get more", then the enthusiasm of in-service personnel to participate in insurance will be greatly hit, and more people will choose to pay less or not pay after just 15 years, then the mainland's social security system will be greatly impacted, and even cannot continue to continue.

Third, the state has appropriately tilted the low pension group

In the mainland's annual pension adjustment, in fact, there has been a tilt towards the low pension group.

Taking Shanghai's pension adjustment plan in 2023 as an example, the fixed amount will be adjusted by 61 yuan, and the linked adjustment will increase by 1 yuan per month for each full year of the payment period, and at the same time, the basic pension received by me on a monthly basis in December 2022 will increase by 1.8% per month.

Assuming that the pension of Lao Li with a payment period of 15 years is 2,000 yuan, his increase amount is 61 + 15 + 36 = 112 yuan, and the adjustment level is 5.6%;

To sum up, Henan and Shanghai have spread the good news of pension adjustment in 2024! In the pension adjustment, some retirees put forward "less than 3,000 yuan to rise, higher than 3,000 yuan not to rise", the original intention of this idea is good, but it is not fair to some retirees, and at the same time, it is not conducive to the long-term development of the mainland's social security system, so it is difficult to implement!