From March 1
Basic medical insurance for employees in Chengdu and Chongqing
Mutual recognition of payment years!
How does it work?
Xiaobu will take you to understand
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1. Conditions for mutual recognition of payment periods
When employees in Chengdu and Chongqing reach the statutory retirement age, they will be mutually recognized when they apply for medical insurance retirement, and the scope of mutual recognition of the payment period is limited to the actual local payment period in Chengdu and Chongqing, and the overlapping part of the years will not be double-counted.
2. Cumulative standard for the actual payment period
Referring to the mutual recognition method of Chengde Meizi, 20 years is set as the common cumulative standard for the actual payment period, and after reaching the standard, the medical insurance retirement recognition will be handled in the place where the actual payment time has been longest in the two places (when the actual payment period is the same, the insured shall voluntarily choose).
3. The cumulative number of years in the two places does not meet the standard
If the paid-in years of employees in Chengdu and Chongqing have not reached the local regulations, and the cumulative number of paid-in years of employees recognized in Chengdu and Chongqing has not reached 20 years after the combined calculation, the paid-in years of employees in Chengdu and Chongqing can be supplemented to 20 years after the cumulative calculation of the paid-in years of employees in the place where the employees have the longest paid-in years (when the paid-in years are the same, the insured person voluntarily chooses).
The actual payment period of the employee's medical insurance in the form of a combination of unified accounts shall be included in the cumulative calculation scope of the employee's actual payment period. The actual payment period of the employee's medical insurance in the form of individual construction and overall planning can be voluntarily selected to make up the difference between the payment and the combination of the unified account according to the local regulations of the place where the medical insurance retirement is determined to be handled, and then included in the cumulative calculation scope of the employee's actual payment period.
(Single-construction co-ordinated insurance personnel: Due to special reasons such as enterprise restructuring, a very small number of employee medical insurance participants only participate in the insurance and pay according to the provincial average salary standard of 4%, and do not have personal accounts.) If you have a personal account, you are a member of the Unified Accounts Insured Person. ）
4. Implementation time
These measures shall come into force on March 1, 2024, and those who have been recognized for medical insurance retirement before the implementation of these measures shall not be applicable to these measures.
Insured persons may voluntarily choose whether or not to benefit from this policy
However, in principle, it cannot be changed after selection
In order to make the little friends understand better
Xiaobu gives an example
Brother Zhang has actually paid the employee medical insurance for 9 years in Chongqing, and has actually paid the employee medical insurance for 11 years in Chengdu, and the payment period does not overlap, and the cumulative payment period is 20 years, so Brother Zhang can handle the medical insurance retirement recognition in Chengdu, where the actual payment time is the longest.
Brother Zhang actually paid the employee medical insurance for 10 years in Chongqing and 10 years in Chengdu, and the payment period did not overlap, and the cumulative payment period was 20 years. The actual payment period in the two places is the same, so Brother Zhang can voluntarily choose to apply for medical insurance retirement recognition in Chengdu or Chongqing.
If Brother Zhang actually paid for 9 years in Chongqing and 11 years in Chengdu, but 2 of them were insured in Chengdu and Chongqing at the same time, then the overlapping part of the years will not be double-counted, and the cumulative calculation will only be 18 years, and the cumulative years have not yet been reached, and the payment can be made up to 20 years in Chengdu according to the regulations.
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(Source: Chengdu release)