On construction sites, money is often simple and crude, because most of the wages are paid in cash, and colleagues often borrow money from each other. Although it is more convenient to borrow money, it does not mean that there is no risk, which I believe the migrant workers on the construction site will empathize.
Lao Wang is an old migrant worker who has worked on the construction site for many years, and when he finished work last week, Zhang Gong, the contractor of the construction site, was very anxious to pull Lao Wang aside. The contractor made a loan request lightly, saying that he wanted to entertain an important customer, because the cash flow could not be turned around, and the money was urgently needed. Although Lao Wang was suspicious, the other party was his leader after all, so he hesitated and took out 3,000 yuan in cash to the contractor to entertain customers.
However, when it came time to go to work the next day, the contractor did not come to the construction site, and everyone thought that he had taken a leave of absence. After a few days of the contractor not coming, Lao Wang learned that not only Zhang Gong had disappeared, but also the 3,000 yuan. After inquiring, I learned that not only Lao Wang, but also the other 6 workers were persuaded by the same excuse and each lent a large amount.
The incident quickly spread on the construction site, and everyone was shocked and outraged by the contractor's behavior. Lao Wang and other colleagues approached the boss of the construction site and wanted to ask for help. However, the boss put on a helpless posture, saying that this was a private loan, and it was inconvenient for the company to intervene.
Faced with this situation, Mr. Wang and his colleagues realized that they needed to be more cautious about lending money to others. The following points have become their consensus:
1. It is necessary to sign an IOU
No matter who the other party is, even if it is a colleague or leader who is familiar with it, every penny lent should be evidenced in writing. A formal IOU can be legally recognized to provide support for possible future debt collection actions.
2. Understand the truth behind the loan
In an environment like a construction site, there are many reasons to borrow money, but every borrowing can be risky. This lesson taught them that no matter how urgent the other party's reasons are, they should calmly analyze their credibility.
3. Recognize people, faces, but not hearts
When borrowing money, the most important thing is to see the real situation of the borrower. If the other party is not responsible enough at work, then you should think twice before borrowing money.
The situation of borrowing money and not paying it back can happen anywhere, but how to deal with this situation and how to prevent it requires us to continue to learn and accumulate experience in life. What would you do about the leader's request for borrowing money? How do you think the migrant workers want their money back? Welcome to communicate in the comment area!