"Year of the Dragon Commemorative Coin" is on the hot search! The appointment is hot and "can't be grabbed", and many bank APPs are now stuck
Interface News Reporter | An Zhen
Interface News Editor |
At 22 o'clock on January 3, the Year of the Dragon commemorative banknote (coin) officially opened for appointment exchange, and then the "Year of the Dragon commemorative coin" quickly became the first hot search on Weibo, and many netizens complained that they "didn't grab it".
According to feedback from netizens, many banking apps have been stuck, page loading failures or SMS verification codes have been invisible.
Two hours after opening the appointment, the interface news reporter saw in the ICBC App that only some outlets in Changping and Fangshan in Beijing still have exchange quotas, and the quota of outlets in other areas is displayed as 0.
According to the announcement of the People's Bank of China, the 2024 Chinese New Year ordinary commemorative coin has a denomination of 10 yuan, a diameter of 27 mm, and a two-color copper alloy, with a circulation of 120 million pieces.
2024 Chinese New Year Commemorative Coins (Source: People's Bank of China)
The obverse of the 2024 Chinese New Year commemorative coin features the words "People's Bank of China" and "10 Yuan", the Chinese pinyin letters "SHIYUAN" and the year name "2024", and the shading is lined with a cluster flower pattern. The reverse depicts a dragon image combining traditional Chinese paper-cutting art with decorative New Year painting elements, lined with lanterns and Ganoderma lucidum, and the word "Jiachen" is printed on the left side of the coin.
2024 Chinese New Year Commemorative Banknote (Source: People's Bank of China)
The 2024 Chinese New Year commemorative banknote has a denomination of 20 yuan, a length of 145 mm, a width of 70 mm, and is made of plastic, with a circulation of 100 million pieces.
The front of the 2024 Lunar New Year commemorative banknote features a dragon pattern, with the national emblem of the People's Republic of China, the "People's Bank of China" and the seal "Dragon" on the top, and the glorious light-changing denomination number "20" and the Chinese character "贰拾圆" below, dynamic holographic pattern, transparent window, Braille denomination mark and serial number. The main scene on the back is a children's dragon dance lantern pattern, supplemented by the decorative pattern of Beijing courtyard houses, the denomination number "20" on the top, the Chinese pinyin letter "YUAN", the flower and dynamic holographic pattern below, the year name "2024", the president's seal, the denomination number "20", the Chinese pinyin of the People's Bank of China and the words "People's Bank of China Ershiyuan" in Mongolian, Tibetan, Uyghur and Zhuang ethnic languages.
According to the announcements of major banks, after the appointment is over, the bank will check the public's appointment information from January 7 to 8, and it is worth noting that those who use the same second-generation resident ID card to make an appointment in two or more banking financial institutions will not be able to pass the verification and cannot be exchanged. The centralized exchange period for Chinese New Year coins and Chinese New Year banknotes is from January 9 to January 15, 2024.
Jiemian News noticed that at present, on the second-hand trading platform, a set (20) of commemorative banknotes with a face value of 400 yuan has been speculated to about 650 yuan, with a premium of more than 50%.
A senior numismatic collector told Jiemian News that the key factor in determining whether a commemorative coin or banknote is collectible is the circulation. At the beginning of issuance, there will be a premium to the market value, but over time, the price will return to a rational position, and the larger the coin, the lower the premium. For example, the aerospace commemorative banknote issued in 2015, with a face value of 100 yuan and a circulation of 300 million, has almost no premium at present. "Of course, the meaning of the zodiac dragon is very good, the circulation is not very large, and the current popularity of reservations is predictable. ”
A customer manager of a state-owned bank branch told Jiemian News that after the centralized exchange is over, the People's Bank of China will organize the exchange of the balance in the future. "You can pay attention to the bank's official account or consult the bank's outlets. ”