Health insurance is an important part of today's social security system. As the focus of public attention, there has been a good news in the field of medical insurance recently - the centralized payment period of medical insurance for urban and rural residents in many places will be extended to 2024, breaking the conventional mode of natural annual payment.
This will provide an unmissable opportunity for all those who fail to pay their health care premiums on time. In this warm window of payment, have you seized the opportunity?
Xinjiang
1. 6 prefectures and cities
According to the notice of the Medical Security Bureau of the Autonomous Region, six prefectures and cities, including Altay Prefecture, Tacheng Prefecture, Karamay City, Ili Kazakh Autonomous Prefecture, Changji Hui Autonomous Prefecture, and Bayingolin Mongolian Autonomous Prefecture, have applied to extend the payment period of basic medical insurance for urban and rural residents in 2024 to January 31, 2024.
It is worth mentioning that if the masses participate in the insurance after the centralized insurance payment period, they will enter the waiting period for treatment. Insured persons who pay after June 30, 2024 will not be able to enjoy the financial subsidy and must pay in full according to the standard of full payment.
2. Urumqi City
The deadline for medical insurance payment in Urumqi has been extended to January 31, 2024 to ensure the rights and interests of basic medical insurance participants for urban and rural residents.
If the payment is made during the centralized insurance payment period, the treatment period is from January 1, 2024 to December 31, 2024. If the payment is made after the centralized insurance payment period, the treatment period is from the next month of payment to December 31, 2024. If the newborn is insured and paid within 90 days after birth, there is no waiting period, and the treatment can be enjoyed normally after payment.
Henan Province
1. Shangqiu City
The Shangqiu Municipal Medical Insurance Bureau issued a notice announcing the extension of the collection period of basic medical insurance for urban and rural residents in 2024 to March 15, 2024.
This means that for urban and rural residents during the renewal period, the waiting period for medical insurance benefits will take effect after 30 days, and the medical insurance fund will not retroactively pay the medical expenses incurred during the waiting period and before.
2. Luoyang
The Luoyang Municipal Medical Insurance Bureau has decided to extend the payment period for basic medical insurance for urban and rural residents in 2024 to March 15, 2024. During the extended payment period, residents can start receiving medical benefits after 30 days of full payment, and the medical insurance fund will not be responsible for processing medical expenses incurred during and before the waiting period.
All units need to seize the opportunity to return to their hometowns during the Spring Festival to strengthen policy advocacy and help more urban and rural people understand the policy and actively participate in insurance contributions. In addition, we encourage contributors to make their contributions online, which simplifies the process and ensures the implementation of health insurance.
Failure to pay medical insurance for urban and rural residents on time
What are the implications?
Although the payment deadline has been extended, there are a few things to be aware of. It is known that residents who apply for insurance payment beyond the specified time cannot enjoy medical insurance immediately after paying the supplementary fee, and there is a certain waiting period for enjoying treatment.
Individuals who pay between 1 January and 30 June 2024 will be required to pay the 2024 individual contribution standard, while individuals who pay between 1 July and 31 October 2024 will have to pay in full according to the 2024 individual contribution and financial subsidy standard.
In such a policy context, we should make a good plan to complete the payment of medical insurance as soon as possible, so as not to miss the preferential treatment and rights. Although medical insurance is a small amount of money, it is related to the safety of everyone's life, and any omission may bring serious consequences. Therefore, we must always remind ourselves to keep medical insurance in mind, cherish our bodies, and let every penny be spent wisely.
In general, the social security policy of extending the payment period of medical insurance reflects the progress direction of the social security system in the mainland, emphasizing timely adaptation to social changes and meeting the actual needs of the people. The extension of the payment period for medical insurance in 2024 undoubtedly gives a valuable opportunity to those residents who have not been able to complete their payment in time.
Although this adjustment is only a measure in a few regions, it reflects the humane care and responsibility of public policies, and helps every insured person to enjoy comprehensive, timely and efficient medical protection, ensuring that the social security net leaves no blind spots, so that everyone can live in safety and health.