Since the beginning of this year, there are more than 200,000 people in bank deposits, they may have to cry, why? There are 200,000 deposits and crying, there are many people who have been confused, don't worry about spraying me, the reason behind this, it's really a bit heart-wrenching, I also learned about the situation from my cousin who works in the bank, hurry up and make a video to tell everyone, especially friends with deposits in the bank should pay attention, please be patient and read it, if you feel useful, please help long press and like it, highly recommend and forward it to let more people know
My cousin said ah, when I was a child, everyone had the Xi of saving money, the family had a little money to go to the bank to save it, if anyone has 10,000 yuan, then it is called 10,000 yuan, the village also issued a certificate of honor, if there is 100,000 it is a great thing, now the times have developed, rich, everyone has money in their hands, any family 100,000 yuan is nothing, but at once you can take 200,000 yuan is still a minority, before everyone is also Xi to go to the bank to deposit, one to be safe and the other is guaranteed and interest earning, there are 100,000 to save 100,000, 200,000 will deposit a large certificate of deposit, the interest is higher
However, now there is a problem, the impact of the epidemic in recent years, everyone has seen through the lack of money in their hands is too difficult, after the epidemic, the factory is not profitable and the closure of the factory, all kinds of salary cuts and layoffs, it is difficult to find a job and make money, but the price of oil is rising again and again, the income is low but the cost of living is rising, so everyone began to know that there are more savings and savings, and the property market has been declining, and there are fewer and fewer people who take out loans to buy houses, resulting in more and more cash in the bank but unable to lend, we all know that loans are the biggest source of profits for banksNow there is almost no current interest, regular 3 years, 5 years or even 10 years, whether you save 50,000 or 100,000 interest is also less pitiful, for our people, this is also a loss, then there is another way to deposit can help our people maintain a stable and relatively high return on income, my cousin told me, yes, that is, everyone does not necessarily know the large amount of deposit
This large deposit is a deposit method that is actively recommended in order to win over some large customers in order to win over some large customers in the case of tight bank reserve funds in the early years, this large deposit has a high threshold, a one-time deposit must be more than 200,000, and can not be used casually in the middle, and the deposit period must be reached before a one-time withdrawal of principal and interest, which is very different from a fixed deposit, of course, the interest is also relatively high, a year down to be several thousand yuan more than the regular amount, and the large deposit bank has a quota, there may be 100, or only 50, when it is used up, there is no time to have, and the amount between banks is also different, some are 300,000 starts, or even 500,000 starts, we all know that banks not only want to deposit, but also hope that someone will take out loans, and there are loans to make more profits, losing thousands of dollars in vain, that's really going to cry
Talking about this, what I want to say is that no matter how many hundred thousand you have in your hand, which way you choose to manage your finances, or investment, you must consider carefully, and what suits you is the best. If you have two or three hundred thousand spare money in your hand, save a large amount, invest or manage money, what will you choose? Thank you for watching, welcome to leave a message in the comment area to discuss, see you in the next issue