If you give 1 million for you to invest, what will you use it for?
The first option is to deposit in a bank. However, bank interest rates are getting lower and lower, and depository banks cannot resist inflation at all, and the result is naturally a slow depreciation.
The second option is to buy a house, which is a popular investment method in the past, and people are taking out their cash to buy a house under the trend of the belief that house prices have been rising.
However, now that house prices are falling, home buyers are quite depressed, and those who have not bought a house are reluctant to buy again, because there is a general fear that house prices will continue to fall and their assets will shrink.
The third option, investing in the stock market, is obviously what many people are doing, but less than 20% of them can get stable income from the stock market, and most people have become leeks.
The volatility of the stock market is unbearable for most people, so they will chase the rise and fall and let themselves suffer losses.
So what kind of investment can help you navigate the economic cycle and become more and more valuable in the next decade?
If you want to be a stable source of happiness, then swap your savings for both and not depreciate for the next 10 years.
The first category is precious metals represented by gold. On a ten-year cycle, no matter how the economy fluctuates and the stock market fluctuates, the price of gold is always rising.
Especially in the current international turbulence and uncertainties, gold has become more popular.
The world's big chaebols generally hold about 10% of their assets to hedge against gold, which further proves the value of gold.
The second category is to invest in your own mind and body, in your child's mind and body.
In the era of the rise of individuals, we will find that more and more people, with their own talents and opportunities, are often able to directly cross several levels and quickly complete the counterattack of themselves and their families.
The investment itself consists of three main focuses:
1. Cultivate their own work skills and professional skills.
To achieve their professional growth through learning Xi and training, professions such as accountants, lawyers, and doctors all require a certain period of Xi and training. And your professional skills constitute your irreplaceability in society.
The capital investment required for these training and learning Xi will reap a tenfold and hundredfold return in the future.
2. Develop your financial management skills.
As the saying goes, if you don't manage your money, your money doesn't care about you, a good financial quotient can help you achieve wealth generation and accelerate your wealth accumulation stage.
Use your hard-earned money to continuously appreciate through reasonable investment means. Such an investment is absolutely not lost.
In the future, the financial industry will be richer and more complex, and only by mastering certain financial management capabilities can we ensure that we will not be harvested and can safely pass through the economic cycle.
3. Invest in your relationships.
After entering the society, the importance of social interaction for a person cannot be overemphasized, and social networking also needs a certain amount of financial support.
Generally speaking, if you want to expand your relationships and develop your network, it is always accompanied by meals and entertainment, and it is inevitable to give some gifts.
If we are not willing to invest in this area, our communication may become more and more closed, and many opportunities are often born in the sharing of friends.
So, if we want to be a winner in this chaotic and complex world, then our choices become crucial.
If you can be as stable as Mount Tai in the wild current, you need to build your own confidence, and do more things that have a high probability of helping you win, so that you can accumulate potential energy.
When the opportunity comes, Dapeng can rise with the wind one day and soar up to 90,000 miles!