The turning point came quite suddenly, when people were still immersed in the haze of falling housing prices, a new round of lifting for the property market has been launched.
This time, the above is really anxious about the property market, the transaction volume is declining, the mood is extremely pessimistic, and the negative expectations for the property market are spreading rapidly on the Internet.
The reason for this is the self-alignment of falling housing prices and negative expectations, which makes many people believe that housing prices are going to fall and the property market is going to end.
However, what many people don't know is that a new round of property market stimulus has begun, and the signal is very clear, after the New Year, the property market is about to usher in a big change.
First, why a new round of bailout has been launched, this year's favorable policies from interest rate cuts, to the cancellation of purchase restrictions, to the reduction of down payments A series of measures, the purpose is to create new demand and encourage people to buy houses.
Use favorable policies to hedge the downturn in the property market and offset people's expectations of falling house prices.
And what is the market situation after the policy adjustment? It can be said that there has been a spotted recovery, with housing transactions in Shanghai and Shenzhen picking up, while second-tier cities have seen price increases.
Second, next year will usher in the moment when the housing supply is minimal in the past five years.
Housing prices are affected by supply and demand, and the current situation of the property market is clear to everyone, many developers are too busy to take care of themselves, and there is no extra money to get land, and the land auction market in first- and second-tier cities is frozen quickly.
The area of land transacted has fallen sharply, and the land supply in many cities has now fallen to less than half of what it was in 2021.
In other words, the supply of new homes will be significantly reduced next year, which is likely to lead to a situation where supply exceeds demand, repeating the scenario of 2015, where there are not enough houses for people to grab, triggering a sharp rise in housing prices.
Third, banks are required to inject funds into private real estate enterprises.
This is extremely easy to overlook, and it is a clear signal. Funds can re-enter the property market, and it is mandatory for banks to give loans to private real estate enterprises, and the amount of loans must exceed the average level.
In the past, the introduction of the three red lines directly blocked the entry of funds into the property market, but now the policy has changed.
In the future, experts predict that the support given by the policy to the property market will continue to increase until the property market successfully recovers. In addition, it is necessary to pay attention to the monetary release situation, and the interest rate has a tendency to be further lowered to promote the economic recovery.
The real estate market next year is destined to not be calm, and friends who are ready to buy a house should pay more attention to the trend to avoid the loss of their own funds.
Finally, do you think the recovery of the property market will come as scheduled?