176,000 cars for 174,000 batteries?

China Insurance Research Institute must be no stranger to all car lovers, with a variety of automotive safety tests famous in the world. However, the original intention of the establishment of this organization is actually to evaluate the premiums of different models for insurance companies, after all, different models have different zero-to-whole ratios. Recently, the China Insurance Research Institute released the 14th phase of automotive zero-integer ratio data, in which the data on the zero-integer ratio of a single piece of power battery has sparked heated discussions.

The 176,000 car battery pack costs 174,000

Some car lovers may think it is incredible, a pure electric car priced at 176,000 yuan really costs 174,000 yuan to replace the battery pack? The 2019 EU7 of BAIC New Energy, with a vehicle sales guide price of 175,900 yuan, the battery type is a ternary lithium battery, and the zero integer ratio of a single battery pack is 98.72%, which is 173,648.48 yuan, which is 174,000 yuan when rounded.

The second-highest model is the 2020 Venucia D60 EV, which uses ternary lithium batteries, the vehicle sales guide price is 164,050 yuan, and the zero-integer ratio of a single battery pack is 72.94%, which is about 120,000 yuan, which is not cheap.

The third-ranked model is the 2021 Geely Geometry A, which also uses ternary lithium batteries, with a vehicle sales guide price of 136,800 yuan and a zero-to-whole ratio of 69.36% for a single battery pack, which is about 95,000 yuan.

The fourth and fifth are the 2021 Ora Good Cat and the 2021 Chery Little Ant, respectively. The sales guide price of Ora Good Cat is 123,900 yuan, the battery pack needs 83,000 yuan, and the zero-integer ratio of a single battery pack is 66.99%. The sales guide price of Chery Little Ant vehicle is 69,800 yuan, the battery pack needs about 46,700 yuan, and the zero-integer ratio of a single battery pack is 66.88%.

A very important reason why the battery packs of these models are "expensive" is that the sales volume is not good, and the production cost cannot be diluted. For example, in October, BAIC New Energy EU's sales in July were only in double digits, Venucia D60 EV was 451 units, Geely Geometry A was 802 units, and Ora Good Cat and Chery Little Ant sales were in the thousands.

In addition, whether the battery is produced in-house or externally procured also has a great impact on the zero-integer ratio. Models such as the EU7 and Venucia D60 EV are all purchased from external sources, and the unit price of the battery pack is not calculated at all. The most outrageous of this is Chery Little Ant, which uses power batteries from many manufacturers such as CATL, Guoxuan Hi-Tech, and Polyfluoride, which not only leads to an increase in procurement costs, but also is often complained about because of the high failure rate.

Can I be insured if I have insurance?

Some riders may feel that even if the power battery has a high zero-to-whole ratio, there is an insurance back, but the actual situation is that the insurance company will find a way to refuse the claim. Chongqing's "Daily 630 News" once reported on the experience of a Ms. Chen, who spent 120,000 yuan to buy the Ora Good Cat power battery failed, and the 4S store told her that the battery pack had scratches and holes, which could not be repaired but could only be replaced, and 100,000 yuan was needed.

Ms. Chen contacted the insurance company, but she did not expect the other party to refuse to pay compensation on the grounds that "the driver's status could not be verified, the cause of the accident could not be verified, and there was a suspicion of loss expansion". It's the same abroad. Malaysian media reported that a Tesla Model S owner posted that his vehicle had a battery problem after the warranty period of 4 months, and the replacement cost was close to 20,000 US dollars (about 143,000 yuan), and his car only drove 262,000 kilometers.

Another owner is an Uber driver, his Tesla Model 3 needs to travel at least 500km a day, and as a result, the battery was scrapped after only one and a half years, and Tesla gave a replacement battery cost of 9,000 US dollars (about 64,000 yuan). What makes this car owner even more congested is that his vehicle mileage has reached 190,000 kilometers, which exceeds Tesla's 8-year/160,000 km warranty period, so you need to pay for the battery replacement.

How about the retention rate

In addition to the zero-integer ratio of battery packs, the value retention rate of new energy vehicles is also the focus of everyone's attention. According to the China Automobile Dealers Association, the retention rate of plug-in hybrid models (three-year vehicles) increased to 54.3% in October from 53.6% in September, while the value retention rate of pure electric models (three-year vehicles) fell to 50.5% from 53.5% in September.

In terms of specific models, the highest value retention rate (three-year age) among plug-in hybrid models is the Porsche Panamera E-Hybird (70.3%), followed by the Porsche Cayenne E-Hybird (67.8%) and the Range Rover Plug-in Hybrid (66.3%). The top three models in terms of value retention rate among pure electric models are Leapmotor T03 (67.7%), Hongguang MINIEV (66.4%), and Ora Black Cat (65.7%), while Tesla Model 3 and Y are not in the top ten.

Netizen: At the beginning, I said that I would save fuel, but I didn't say that I would save money

For the zero-integer ratio of the battery pack, netizens have a lot of discussions. Some netizens believe that "first of all, there should be a unified standard for batteries, such as No. 5 and No. 7 batteries". Some netizens ridiculed, "I just told you to save fuel, but I didn't tell you to save money." Whether it's expensive or not, let's talk about it.

Write at the end

Although the sales of new energy vehicles have continued to rise in recent years, the price of power batteries has not dropped to a reasonable range. What do you think about the zero-integer ratio of power batteries? Will you give up buying new energy vehicles because of the price of battery packs?

Note: Some of the materials in the article come from the Internet

Riders

What do you think is the right percentage of the battery pack in the car price?