As a medical insurance system for rural residents, the New Rural Cooperation has always been an important part of the mainland's medical security system. However, in recent years, the payment method and amount of the new agricultural cooperative has attracted widespread attention. Especially since October this year, the new agricultural cooperative payment has once again become a hot topic. Some people ask, has there been any change in the new agricultural cooperative payment? Is there a 3-month fee? Are seniors over 60 years old exempt from paying? This article will answer these questions for you.
I. Is there any change in the payment of the new agricultural cooperative fee?
According to relevant policies, the new agricultural cooperative payment has indeed changed. Since October this year, the payment standard of the new agricultural cooperative has been raised. Specifically, the individual contribution standard was raised from 320 yuan last year to 350 yuan this year. In addition, the financial subsidy standard has also been raised accordingly, from 580 yuan last year to 610 yuan this year. This means that farmers have to pay more for health care, but at the same time enjoy better health care.
2. Do I need to pay 3 months' fees?
Regarding the payment cycle of the new agricultural cooperative fee, there are currently no clear regulations. Generally speaking, the payment cycle of the new agricultural cooperative is one year, that is, from October of the current year to September of the following year. Therefore, farmers need to complete the payment by October of each year in order to enjoy medical insurance treatment in the following year.
However, for some special circumstances, such as poor households, subsistence households and other difficult groups, there may be exemptions from partial or full contributions. In addition, for some farmers who have been working abroad for a long time, they can also choose to pay the new agricultural cooperative fee in the place of household registration. However, the specific operation method may vary from region to region, so you need to consult the relevant local authorities.
3. Can the elderly over 60 years old be exempted from payment?
According to the current policy, the elderly over 60 years old can be exempted from the individual contribution of the new agricultural cooperative cooperation. This is because the elderly have a higher probability of getting sick and the medical expenses are correspondingly higher. Therefore, in order to reduce the economic burden of the elderly, the state stipulates that the elderly over 60 years old can be exempted from paying the new agricultural cooperative fee.
However, it should be noted that no payment does not mean completely free. While enjoying the exemption policy, the elderly still need to bear part of the medical expenses according to the prescribed proportion. In addition, if the elderly incur large medical expenses due to illness, exceeding a certain amount, they also need to bear the excess costs. Therefore, although the exemption policy reduces the financial burden of the elderly, it cannot completely solve the problem of medical costs.
4. How to deal with the changes in the payment of new agricultural cooperatives?
In the face of the changes in the payment of new agricultural cooperatives, farmers can start from the following aspects:
Keep abreast of policy changes: Pay attention to the policy documents and notices issued by relevant local departments to understand the changes in the time, standards and methods of new agricultural cooperative payment. This will ensure that you can complete your contributions on time and enjoy medical insurance.
Reasonable arrangement of financial plan: Reasonable arrangement of financial plan according to the family's economic situation and the payment of new agricultural cooperation. If the personal burden is heavy, consider apportioning the cost through installments, prepayment, etc. At the same time, attention should also be paid to avoid affecting other household expenses due to the payment of new agricultural cooperative fees.
Actively seek help: If you have questions or encounter difficulties in the payment of the new agricultural cooperative fee, you can consult the relevant local departments or seek help. For example, you can call the local social security hotline and go to the local social security bureau consultation window to obtain relevant information and help.
Pay attention to health management: The new agricultural cooperative is only one way of medical insurance, and health management is equally important. Farmers should pay attention to maintaining good living habits and healthy diets to prevent the occurrence of diseases. This reduces medical costs and improves quality of life.