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There are many stages of life, and birth, old age, illness and death are an inevitable part of it. From infancy, we begin to learn the rules and knowledge of society. As adults, we put ourselves into work and contribute to society. However, with time, work pressures and age, one day we will face retirement. Retirement means receiving a monthly pension and having more time for yourself. Some say that retirement marks a new beginning in life. As a result, discussions about delaying retirement have been getting a lot of attention. This is not only the interests of the elderly, but also the opportunities for the young. Older people not retiring limit opportunities for young people, and when older people retire, young people face more stress.
In contrast to 300 million elderly people by 2030, the younger population is gradually decreasing, and the demographic dividend is disappearing. This will lead to the problem that the pension paid by young people may not be enough to meet the demand. This has caused a lot of controversy. Retired seniors, in particular, believe that they have paid enough social security and old-age insurance, so they should receive enough pensions. Successive pension hikes have also failed to address the problem, making people uneasy. Considering the large retirement group, the pressure on pension funds is very great, so it is necessary to start a plan to delay retirement.
In addition to this aspect, another problem is that as a large number of older people retire, many jobs will become vacant because of the insufficient number of young people. Although there are 10 million college graduates this year, the number of graduates will gradually decrease in the future, and the demographic dividend is disappearing. So, what about the positions that will be vacated in the future? Is it necessary to replace all work with machines? Therefore, it is imperative to delay retirement. However, if this policy is implemented across the board, many people will feel that this approach is unfair.
A university graduate and a doctoral graduate are significantly different in terms of length of service. College graduates will have longer work experience, and if they retire at the same age, PhD graduates are clearly in a better position. This inequity has led people to wonder whether delayed retirement can be replaced by length of service. Retirement by length of service means that from the moment you start working, you can apply for retirement if you have completed 30 years of service and a minimum social security contribution of 15 years. For example, if you start working at the age of 25 and have worked for 30 years, you can retire at the age of 55. If everyone did it this way, then delaying retirement would not be implemented and could instead lead to early retirement.
Therefore, experts raised the question of whether the deferral of retirement could be replaced by length of service. This means that from the moment you start working, if you have 30 years of service and a minimum social security contribution of 15 years, you can apply for retirement if you meet such criteria. Let's say you start working at the age of 25 and have worked for 30 years, you can retire at the age of 55. If everyone did it this way, then delaying retirement would not be implemented and could lead to early retirement.
However, such programmes are popular among the underprivileged. Bottom-level workers welcome seniority retirement, why? This requires thinking about why they are at the bottom rather than executives. The reason is that they have lower education, which in turn is related to their length of education. As a result, they can retire in their 50s. Instead, executives and highly educated people must work until they are over 60 to qualify. You can rest assured that all problems will find the most suitable solution. This plan will certainly harm the interests of some people, but it will satisfy the interests of the vast majority. This is also the reason why postponing retirement has not been implemented for so many years. Because it needs to take into account all factors and balance the interests of all parties.
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