Nowadays, buying a house is not only proficient in housing, feng shui, decoration, law and other knowledge, but also learning to establish good relationships with female customers.
Today I received a call from an old client who approached me to buy a house 10 years ago. She suddenly asked me to meet and hoped that I could help her with her questions about the house. It turned out that she and her husband were considering divorce. She told me that her husband mortgaged their family's house after marriage to buy a house for her sister-in-law, and she had been kept in the dark. Due to the sister-in-law's failure to repay the loan in time, the husband's house also had a problem of discontinuity.
The woman, a former teacher, quit her job due to childbirth and took care of her three children full-time at home. The reason for the divorce was that she found out that her husband had mortgaged the house to buy a house for her sister-in-law, and she knew nothing about it. Later, due to the sister-in-law's non-payment, the husband's house was repossessed by the bank, and the matter surfaced. The man is a college student from a rural area who works in a state-owned enterprise with a monthly salary of more than 8,000 yuan. He went home and went straight to sleep, regardless of the children, and often complained that his wife did not go to work and was too stressed.
The man's mother often came from the countryside and claimed to help take care of the children, but in fact she often slept and woke up with irresponsible remarks, accusing the woman of not working, which embarrassed her. The woman's parents were both retired members of the system and came from wealthy families. If it weren't for their covert sponsorship of their daughter and help her take care of her children, it would be difficult for the woman to support her three children on the man.
After the incident was exposed, the woman returned to her mother's house to borrow money, hoping to fill the loophole. Her parents felt sorry for their daughter and asked for her name to be added to the title deed before they were willing to help repay the loan. However, this request was opposed by the husband and mother-in-law, who took her sister-in-law to make a fuss at home, believing that it was pre-marital property and that the woman's name should not be added. They also advised the woman to think about the family and not to affect family harmony because of this small matter.
The man's sister lived with him for 10 years and bore him three children, and she is the real family, not the woman. The man is completely a male version of Fan Shengmei.
As a man, the woman bore him three children and gave up her job for the family, what is wrong with adding her name to the title deed? The man is not only a phoenix man, but also a Voldemort and a Ma Bo man. His sister and wife are family, not outsiders. The man's behavior fully meets the standards of the male version of Fan Shengmei. Originally, the salary was not much, and he had to subsidize his sister, which made his wife very dissatisfied. 600,000 is not a small amount, how can you be kind enough to let your wife help you repay the loan?
Finally, I told them that, according to the law, the property of the husband and wife is to be divided in the event of divorce. The part paid by the husband before marriage can be regarded as his personal property, but the part of the increase in the value of the house and the loan repaid jointly belong to the joint property of the husband and wife, and can be divided in the event of divorce.
As for the 600,000 yuan that the husband lent to his sister, this is equivalent to a joint loan by husband and wife, and they can apply to the court for compulsory repayment. Before leaving, I told them that if they needed to rent an apartment or something, they could always ask me for help.
I want to say to my sisters, don't be afraid, when you meet such a mother-in-law and husband, you can leave the children to them first, so that they can feel what fatherhood and filial piety are. Then take up the legal weapon, the child should also participate in earning money, not a penny less. Now the nanny's salary is 4,500 yuan a month, what can he do with his 8,000 yuan salary?
Come on, sisters! Support you, goodbye!