Recent
A new scam has emerged
Scammers take advantage of some users
For Alipay, WeChat Pay
The "million guarantee" does not understand
Implement a new type of fraud
The crooks falsely claim that the feature has expired
Cancellation or renewal is required
Otherwise, it will affect the credit report
This tricks users into transferring money
The other party claims to be Alipay and WeChat customer service, and calls to remind Alipay and WeChat Pay that the "million guarantee" function will automatically deduct the payment and ask whether to cancel the business.
When receiving such a call, many people's instinctive reaction is to cancel, so they follow the other party's operation to close the business, but they do not know that they have fallen into the trap of criminals.
Someone has been scammed!
Ms. Li, who lives in Gongshu, Hangzhou, is now retired, and just a few days ago, she was accidentally cheated of 59,972 yuan. The reason for being deceived this time is that they do not understand the "WeChat Million Guarantee", which allows scammers to exploit loopholes.
01
Claim that "WeChat Million Protection" will deduct a handling fee
At 12 o'clock on August 5, Ms. Li received a call from a person claiming to be a member of Tencent's insurance agency, and the other party said: "You have a million protection insurance on WeChat, and you have to deduct 20,000 yuan a handling fee every year, and you need to pay the handling fee." ”
The other party first guided Ms. Li to click on WeChat and find "million protection", when she saw the three words "in the protection", she believed it, she thought that she usually played with her mobile phone accidentally insured, worried that she would be deducted 20,000 yuan per year, so she told the other party to return this insurance.
02
If you want to surrender the policy, you need to download the ZoomAPP
The other party said to Ms. Li that if you want to return the "WeChat Million Guarantee", you need Ms. Li to download the "Zoom" APP, after Ms. Li downloads it according to the other party's requirements, a person claiming to be "Million Guarantee Customer Service" adds Ms. Li through the "Zoom" APP account, and guides Ms. Li to join a video conference, in this video conference, the other party can see Ms. Li's video picture, but Ms. Li cannot see the other party, can only see the so-called "million guarantee customer service" "Chinese Shou" virtual avatar.
03
Fill in the "surrender code" for a limited time to make you confused about the transfer
The other party said to Ms. Li in the video conference: "You have to fill in the 'surrender code' before you can cancel the million insurance." ”
The code given by the other party for the first time was 9987, after entering the "code", she also asked to scan her face to verify, and after Ms. Li followed the other party's operation, the other party suddenly prompted urgently: timed out, re-enter! Ms. Li was given a second "surrender code" 49985, and Ms. Li filled in according to the requirements and scanned her face for verification.
As everyone knows, at this time, Ms. Li's money has long been transferred to the other party's account. Just now, Ms. Li entered not a "surrender code", but an amount, and the face scan verification is actually "face scan payment", that is, here, the 59972 yuan in Ms. Li's card has not been cheated.
At present, Ms. Li's case is still being processed, and in order to ensure the safety of the remaining amount in the account, Ms. Li has temporarily frozen her bank card.
No fee renewal will be required
Screenshot of Alipay account security insurance
Screenshot of WeChat Pay "Million Guarantee"
Alipay account security insurance
It is a commercial insurance that the user insures himself
The warranty period is one year
The policy can be renewed again after expiration
WeChat Pay "Million Guarantee"
Does not "expire" or "expire"
No "payment renewal" will be required
Special reminder
Although there are differences between the two
However, it will not affect the credit report because of whether the insurance is renewed or not
Police reminder
WeChat "million protection" function in the "consumer protection function" in WeChat wallet, for the system to automatically open, is a kind of security guarantee, Alipay also has this function, are free and do not affect credit reporting. Any request for a transfer on the grounds that not closing the WeChat "Million Protection" business will affect personal credit, monthly deductions, and affect claims settlement is a fraud!
When the general public receives unfamiliar calls or encounters similar situations, they should remain vigilant, especially when it comes to account passwords and transfer operations, and they can consult the anti-fraud hotline 96110 to distinguish the authenticity. Once scammed, call the police immediately on 110. At the same time, I hope that the friends will spread these knowledge of preventing telecom network fraud to their relatives and friends, so that more people can open their eyes and be vigilant and beware of being deceived!
Source: Tibet Internet Police