After the adjustment of urban workers' medical insurance this year, the new rural cooperative has also been reformed, some people say that the fee standard has been raised, the pressure on farmers has increased, and some people have expanded the scope of reimbursement and become more friendly to farmers. Let's look at it specifically.
What is the New Rural Cooperative Cooperation?
The new rural cooperative refers to a medical insurance system implemented in rural areas of China, which aims to provide basic medical security for rural residents and solve the problem of difficulty and high cost of medical treatment for farmers.
Many people do not know the operation mode of the rural new agricultural cooperation, which is roughly divided into the following aspects:
Insurance coverage: Rural residents with household registration and some migrant workers with non-agricultural hukou can participate in the new agricultural cooperative. Usually, each family member is required to pay a certain premium.
Organizational form: The new rural cooperative is led by the government and managed by local rural cooperative medical institutions or insurance companies. Farmers can apply for insurance through village committees or corresponding institutions.
Source of funds: Farmers and the government jointly pay premiums, of which government subsidies account for a large proportion. The level of individual contributions varies from region to region, depending on the local payment implementation standards.
Medical insurance coverage: The insured person can enjoy a certain degree of medical expense reimbursement when visiting a medical institution. The specific reimbursement rate and amount are set by the local government, and usually include outpatient and inpatient medical expenses and the treatment of some serious diseases.
The rural new rural cooperative plays an important role and significance in rural areas, providing rural residents with a certain degree of medical cost protection and reducing the medical burden.
Although there are still some problems in the system, such as low insurance coverage and low reimbursement ratio, the state and the government have been working hard to improve and promote it.
What adjustments have been made this year?
On the one hand, the fee standard is adjusted from 320 yuan to 350 yuan a year.
Due to the increase in medical costs, including the cost of medical equipment, medical equipment, drug research and development, medical services, etc., the payment standards of the new agricultural cooperative have not been able to increase all the time.
It used to be $260, then $290, then $320, and $350 soon.
Although there is not much room for adjustment, it is necessary to take into account the special group of farmers, whose income is already very small and has a single source of income, so even a small increase will bring pressure to the peasant group.
In fact, the government has already borne most of the costs, and the source of funding for the new agricultural cooperative is jointly paid by the government and farmers, and in order to take care of the peasant groups, the government subsidizes a considerable proportion.
Compared with the medical insurance for urban employees, their contributions are much more, nearly several thousand yuan a year, and they are jointly borne by employees and enterprise employers.
Therefore, the new agricultural cooperative is already very cost-effective for farmers, and the payment of more than 300 a year can cover such a high level of medical expenses, which is incomparable to any commercial insurance.
The new agricultural cooperative is a policy that benefits the people with low pay, high security and high coverage, and it must be paid in any case, and for farmers who have low incomes, the only guarantee for medical treatment is the new agricultural cooperation.
On the other hand, this year's new agricultural cooperation changes are still in the scope of reimbursement. The fee standard will increase, and more money will be injected into the health insurance fund.
These funds will be used to build rural medical infrastructure, improve the capacity of medical services, improve the level of medical care, so that farmers can seek medical treatment at their doorstep if they are sick, and can afford to see a good disease.
In the past, many illnesses and drugs were segregated from reimbursement, but this year the health insurance department expanded the reimbursement.
With the addition of special drugs and original drugs, some difficult diseases that require long-term treatment and require high-cost drugs have been included in the scope of reimbursement by the new agricultural cooperative this year, and farmers can see the hope and dawn of treatment.
The adjustment and changes of the new agricultural cooperative this year will effectively promote the process of medical security in the mainland, which is conducive to the construction of our medical insurance system, and rural areas and farmers will be able to enjoy the benefits of the medical insurance system more, which is a win-win result of cooperation.
When will the payment start of the new agricultural cooperative fee?
Some farmer friends will ask, when will the payment of the new agricultural cooperative start? Generally, it is paid in September in the second half of the year, and it can be paid until the end of the year.
This arrangement is designed to cater for the peasant community and give them enough time to catch up with the payment window of the new agricultural cooperative.
In fact, the significance of improving the new rural cooperative is no less than the social security system, medical insurance is a basic livelihood security system, in China, no group will be ignored.
China's development in the past few decades is inseparable from the efforts of our farmers, and now they need our help, and we will not leave them behind, and enjoy the benefits of the medical insurance system together, so that it is a well-being society.
What are your views on the adjustment and changes of the new rural cooperative this year? Welcome to leave a message in the comment area.