"Puppy Money Money": Money always follows 10 types of people, understand how to get rid of poverty

Author: Insight Jinshan Yue

"Puppy Money Money" is a masterpiece of American writer Bodo Schaefer.

Since its publication in 2009, it has been on Amazon's bestseller list.

It's a fairy tale book, but the content is very different.

There is no magic and elves in the book, but it is about "the secret of money".

The novel begins with the poor girl Jiya moving into a new home.

Her parents were in financial trouble over their mortgage and were once sued by the bank.

But just when she couldn't stay up, Gia picked up a Labrador.

What's even more amazing is that this puppy, called Qian Qian, is a master of making money.

Under its guidance, Gia not only helped her family solve the crisis, but also eventually became a millionaire.

The author Schaefer said: As long as you master the laws of money, it is not difficult to make money.

Even if your family is ordinary and unlucky, you can get rid of poverty and become rich like Jia.

Just like the following 10 types of people, no matter what they encounter, money will always follow them.

1

People who delay gratification

One day, Gia was watching TV alone at home.

When I saw the record commercial, I suddenly had a whim and planned to buy a few CDs.

She immediately dialed the phone to place an order, and just then, a voice came from behind.

"Jia, are you in such a hurry to buy it, can't you wait for a moment?"

Jia was startled by this voice and hurriedly looked back.

I found that only Qian Qian was squatting behind him, and there was no one else in the house.

She thought it was an auditory hallucination and was about to continue buying it, but she heard someone say:

"Jia, learn to be restrained, otherwise you will soon go bankrupt."

This time, she clearly saw that it was Qian Qian who was talking.

Jia was frightened, but Qian Qian said:

"What you have to do now is not to be afraid, but to resist the urge to satisfy yourself."

Whether you can block temptation and delay gratification is crucial to whether a person can become rich.

Psychologist Walter Michel said:

"Deferred gratification is giving up immediate gratification for more valuable long-term results."

Only by giving up momentary pleasure can we seek long-term happiness.

In terms of accumulating wealth, "instant gratification" is a huge gap that will only drain money.

Only by learning restraint and patience can we block the flood outlet and make wealth more and more abundant.

2

Purpose-driven talent

Seeing that Ji Ya obediently hung up the phone, Qian Qian said solemnly:

"From today, we will only talk about one question - how to make money."

He ordered Gia to write a list of 10 reasons why she wanted to get rich.

But after Jia was listed, Qian Qian ordered her again: "Remove 7, only keep 3." ”

Gia argued: No! Not a single one can be removed!

Seeing that she began to play childish temper, Qian Qian said seriously:

Only the clearest goal is your motivation to move forward.

Scholar William Dimon did a social research.

He interviewed hundreds of unemployed vagrants, asking them why they didn't work.

The answers were surprisingly similar: there were no wishes that they wanted to fulfill.

William sighed: The wonderfulness of life is closely related to goals, and only goals can stimulate vitality.

At work, if we only work for the boss, it will be difficult for us to get promoted and raised;

If it's just because of a whim, it's easy for us to stop.

Only a strong internal drive can make people overcome all difficulties to make money.

3

People who continue to molt

Gia narrowed down her goals to three — buying a bicycle, traveling to Hawaii, and helping her parents pay off loans.

But when she thought of achieving her goal, she retreated.

Nothing himself, little guts, and fear of failure ... She suddenly became unconfident and said to Qian Qian in frustration:

"I'm afraid I won't be able to suffer from making money, so forget it."

Qian Qian rubbed Jia with her head and encouraged her:

"People must work hard to overcome their shortcomings in order to grow up as soon as possible."

Everyone, only by shedding the fragile shell of the body, can they grow hard armor.

Just like a crab, it has to molt its shell 20 times before it can survive in nature.

Whoever wants to make money must constantly break through themselves.

If you can't do it, learn it, and reflect on it if you fail.

When you encounter difficulties, you will fight to the end, and when you encounter a test, you will challenge.

Only by growing up through change do people have the capital to trade with the world.

4

People who have time quotient

After being encouraged, Jia plucked up her energy.

But just as she was about to act, Qian Qian poured cold water on it:

"Your priority is not to find a job, but to plan your time. You are an elementary school student, how much time do you have left besides going to class, eating, and sleeping? ”

When Jia heard this, she suddenly looked like a deflated leather ball, and said dejectedly:

"I probably only have 1 hour after I finish my homework in the evening."

Qian Qian shook his head.

Jia thought seriously again:

She decided to get up at six o'clock every day and in the morning she would have 2 hours;

She gave up playing and entertaining, and squeezed 3 hours out of noon and evening.

As long as you pay attention, people can conjure up more time like magicians.

Scholar Steven Hull has proposed the concept of "time quotient".

Time quotient is your attitude towards time and your ability to use it.

People who get up early to study and sleep in must have different abilities to make money;

People who play games on weekends and do side jobs naturally have different deposit balances.

Those who have time quotient are doomed to be poor for a long time.

5

People who "ask for trouble"

Now, Jia has the motivation, and with time, she is about to act.

But she suddenly became sad: "I'm only 12 years old, what can I do?" ”

Qian Qian did not answer, but instead told the story of the boy Dari.

Dari, too, is a poor child. In order to buy movie tickets, he thought of ways to make money.

At that time, many people liked to read the newspaper at breakfast, but every morning, the newsboy would just throw the newspaper at the door.

Especially in winter, everyone is tired of going out to get the newspaper.

But Dari is not afraid of trouble, he goes door-to-door early in the morning to pick up newspapers, delivers them to their owners, and then charges $1 a month.

Not only that, but Dari will also take the initiative to find trouble.

Help the guys throw garbage, feed the dogs, mow the lawn, wipe the car...

And these are all "monthly subscription services" that only need to pay $1.

Don't look at the small money, but there are many people who buy services, and Darui successfully earned pocket money.

Puppy money money said: If you want to make money, people must learn to take the initiative to find trouble.

Our brains make decisions in two ways:

One is lazy thinking, just want to get things done effortlessly;

One is thinking thinking, which explores opportunities that others don't see.

And the most obvious difference between the two is that a person is afraid of trouble.

Only by asking for trouble can you find opportunities and earn the wealth you want.

6

"π" talent

After listening to Dari's story, Gia began to look for a job.

One night, she asked her cousin Marcel for advice.

Marcel said:

"You first think about what you like to do, and what you like is what you are good at. And make money with what you like, and people will work harder and harder. ”

Jiya thought for a while, and suddenly shouted:

"I know what I'm going to do!

I love dogs and walk them every day.

I can help people walk dogs, feed dogs, and teach dogs. ”

Soon, Gia found target customers in her own community and made her first money.

Scholar Zhang Xiaomeng proposed a concept of "π-type talents".

This kind of person either makes money with hobbies or finds fun in their existing work.

When hobbies and work work work together, people will instantly incarnate into perpetual motion machines, will not slack, it is impossible to give up, and always run on the road to make money.

Love is a powerful boost from the heart.

Do what we really like, even if we encounter a little difficulty, we can experience the joy of making money.

7

People who lay eggs with goose

One day, Mr. Jin, the old owner of money, came to the door.

In order to thank Gia for taking care of the money, Mr. Kim gave her 3,000 marks.

Jia was overjoyed and said excitedly: I can go to Hawaii soon.

But when Mr. Jin heard this, he frowned: You spent all the money, you killed your goose.

He further explained: the capital is the goose, the interest is the egg, and if you kill the goose, you can't get the egg.

He advised Gia to save half of her money and start a business.

People, only by learning to use money to make money, will they have a steady stream of income.

Money is not only spent to get value, money itself is value.

Einstein said: "The most powerful force in the world is not the atomic bomb, but: compound interest + time." ”

Compound interest, like a piece of magical yeast, can ferment the dough of wealth to infinity through the action of time.

It gives money the vitality to constantly reproduce in the profit.

Learn to lay eggs with goose, and people can become masters of wealth creation.

8

Leveraged talent

Speaking of entrepreneurship, Jiya was interested.

Mr. Kim suggested that she consult Mrs. Taumu.

Mrs. Taumu, a big businessman, proposed to Jia to open an "investment club".

She can be an advisor, but the members of the club are chosen by Gia herself.

Returning home that day, Jiya and Qian Qian discussed the candidate.

Qian Qian said: "The most important point to find a partner is to find someone who complements you. ”

Gia calculated:

Cousin Marcel has a wide network and can run the market; Classmate Monica knows economics and can do planning; The little partner Hainai has a good family and can pull sponsorship...

She called the group to a meeting, the children hit it off, and a club was formed that day.

At the end of this year, Jia's dividends in the club were enough to tens of thousands of yuan.

The physicist Archimedes famously said:

"Give me a fulcrum and I can pry up the earth."

Each person's abilities are limited.

You can't go it alone all the time on the way to making money.

Smart people will live themselves as a lever.

Use external forces to pry your own goals.

Don't be reckless in case of trouble, take advantage of the situation to ride the wind, and use other people's long boards to make up for your own shortcomings.

Finding a focus and making money with ingenuity is far better than blindly working hard and burying your head in hard work.

9

Capitalize Type I talents

Children's club that attracts the attention of adults.

A wife was particularly impressed with Gia and wanted to invite her to give a speech.

Gia felt that she had no experience and could not do it well, and was about to refuse.

But Qian Qian said to her: Make the impossible possible, and you will make more money.

Instead of hiding back, it is better to rush to the front and learn what you can't learn.

Jia was persuaded again and began to enroll in training courses and repeatedly train at home.

In the end, she did an excellent job of giving a presentation and was discovered by a publisher.

The publisher asked her to write a book about making money, but this time Gia didn't refuse.

Because she has understood that human potential is limitless, and you are far more powerful than you think you are.

Once again, she challenged the "impossible" and published a best-selling book by learning to write.

In fact, along the way, Jia's counterattack turned impossible things into possibilities.

In the book "Beyond the Impossible", people are divided into two categories.

One type is a lowercase I-type person, who only dares to challenge small impossible, such as getting up early to run a step and solving a slightly difficult problem;

One is a type of capital I who dares to try seemingly whimsical things, such as becoming a world champion and starting a large business.

People with lowercase type I only dare to make very small temptations and can never explore the boundaries of their abilities.

And people with a capital type I will have the audacity to break in, jump high to see, and have an unlimited life.

Once there is no limit in life, there are thousands of ways to become rich, and making money is a matter of course.

10

Avocado-type people

Gia succeeded.

But the hardships along the way, I am afraid that only money knows it.

At the beginning of walking the dog for people, a fierce big dog almost bit her;

Later, I made investments to find customers, and I was rejected countless times.

Whenever she was tired and wanted to give up, she would learn the tone of money and say to herself:

"Jia, don't give up, be strong, you will definitely do it."

In this way, relying on positive self-suggestion, Jia bravely walked down.

Psychologist Brian Little has proposed an "avocado-type" personality.

This personality is like an "avocado" with a hard core.

Let the wind and rain blow, and the "avocado type" people will always move forward with determination.

They are optimistic and active, and they will not be stumbled by difficult things, let alone defeated by failure.

In this jungle of society, competition is fierce and dangerous, and no one can easily make money.

Only by cultivating a strong heart can you stand out and find your own treasure.

▽

"Puppy Money Money" can be called a "business book".

Many people sighed after reading it: It turns out that there is really a secret to getting rich in this world.

And this secret is not mysterious.

It's about making yourself someone liked by money.

Charlie Munger said: The surest way to get what you want is to make yourself worthy of it.

Give it a like, keep improving yourself, be a friend of money, wealth will always follow you.