#头条创作挑战赛 #
Recently, the popularity of digital yuan continues to rise, every day there is new progress, a few days ago Da Mangmang only wrote that these regions from May to pay salaries, today WeChat Pay has new changes.
This time, the new change of WeChat Pay is related to the digital yuan, taking the lead in realizing the fast payment function of the digital yuan, and more scenarios on WeChat will open up digital yuan payment soon.
In fact, this should be the question that many people had some time ago, if the salary is paid in digital yuan, is this money easy to spend? No, the problem of worry is being solved quickly, let's take a look together.
Pro-test, digital RMB fast payment function
As consumers, they will definitely be worried about the use scenarios of digital yuan, and the coverage of mini programs that support digital yuan payment is already very rich, covering various scenarios such as food, clothing, housing and transportation.
For example, Didi Chuxing, JD.com, China Telecom, State Grid Power, KFC and other mini programs that we often use in our lives can be paid with digital yuan.
WeChat can already support payment in various pilot regions of the digital yuan, exploring more ways for convenient use in the future.
Da Mangmang personally tested and opened the "use digital yuan payment" on WeChat Pay, and then the digital yuan wallet was recharged, or my salary was also issued digital yuan, you can use and pay directly.
How to open the digital RMB quick payment function?
First of all, download the digital RMB APP, log in directly after registration, register first if you do not have it, the steps are very simple;
Then, after successful login, click "Open/Add Wallet" on the "My" page to add "WeBank" as a soft wallet, remember to use the mobile phone number bound to WeChat to open WeBank (WeChat Pay) digital RMB wallet, and complete the wallet upgrade, and the real-name information must be consistent with WeChat's.
Then, find "Wallet Quick Payment Management" in the middle of the "My" page, click on it, and find "Payment Platform". You can see that there are "WeChat Pay" and "Alipay" under the "Openable" item, select "WeChat Pay".
Finally, follow the prompts step by step, until the prompt is successfully activated, "WeChat Pay" will appear under the "Opened" item.
Users who often use Alipay can also open the wallet fast payment function of "Alipay".
After opening this wallet fast payment function, consumers can directly use digital yuan payment when using WeChat Pay or Alipay, without jumping to the digital yuan APP, and can also directly manage the digital yuan wallet.
Many people also wonder: if the money in the digital yuan is not used, can the money be withdrawn? The answer, of course, is: yes, let's teach you how to do it.
How to withdraw the money in the digital yuan?
In fact, the digital yuan wallet is like an invisible digital bank card, which can be transferred with other bank accounts, and in the digital yuan wallet, the names are "deposit bank" and "charge wallet".
There are two ways to take the digital yuan:
1. Digital RMB wallet withdrawal:
This method requires users to download and log in to the digital yuan wallet on the mobile phone, then select the amount to be withdrawn in the wallet, and then select the bank card, WeChat Pay (WeBank Bank), Alipay (MYbank) and other accounts to be withdrawn, and enter the corresponding account information for verification to complete the withdrawal.
2. Find bank card:
Users can also choose to transfer part or all of the amount to the bank card in the digital yuan wallet, and then apply for withdrawal at the bank branch or bank app where the bank card account is located.
It should be noted that users need to open an account in digital yuan in advance and enter the correct bank card information when withdrawing.
Please note that the withdrawal of digital yuan is subject to relevant regulations and restrictions, please refer to the instructions of the relevant institutions for details.
Summary of frequently asked questions:
1. There is a question, holding the digital yuan in the app, is there interest?
A: There is no interest, just like the "change" wallet of WeChat Pay and the "balance" wallet of Alipay, there is no interest.
2. I don't understand how to use the digital yuan, so let's learn and use it in practice in the future.
A: Just look at this article.
3. Do I have to download special software from my mobile phone? How can I exchange it for cash? Send red envelopes to children during the New Year, and children don't have mobile phones
A: Money from the digital yuan wallet can be deposited into a bank account and then exchanged for cash; You can also send red envelopes to friends of WeChat and Alipay or group through the "send red packets" function in the digital yuan.
4. The digital yuan is both a surprise and a shock. That spending money is more like flowing water, because there is no feeling, so I spend money casually
A: Therefore, it is still necessary to plan the use of funds, learn to keep accounts, and improve your self-control.
After reading it, do you still have any questions about the digital yuan? Welcome to leave a message in the comment area!