Friends who buy funds wake up! We are human beings, not broiler chickens to be slaughtered!
Today, the stock market has fallen again without accident, and some stinky people are actually still persuading people to buy funds: you must insist on fixed investment, as long as it is more than 8 years, it will certainly not lose Money!
The more you fall, the more you buy!
Oh your size!
Do you know how many 8 years can a person, a normal ordinary person, have?!
However, no matter whether the stock market rises or falls, the fund company must collect management fees, drought and flood protection, which is the way to make money for how long it will not lose money!
In essence, funds are the IQ tax that modern financial societies charge on ordinary people who don't know the truth:
First, you put the money in the hands of the fund manager, and you have no right to participate in what stocks you buy, even if you know that a certain stock may step on the thunder, there is no way to stop it! So many people complain that the fund manager's stock speculation level is not as good as their own, you say how angry people are!
Second, in addition to buying low and selling high to earn capital gains, investment also has an important stock dividend income. However, whether the fund can share dividends depends on the conscience of the fund company.
Third, the cost of friction is too high. Fund management fees, bank custody fees, subscription redemption fees, early redemptions and penalty fees!
Isn't this playing people as monkeys, as leeks, and as broilers?!
In summary, except for pure index funds, all actively managed funds are IQ tax and do not accept rebuttal!