Spring is warmer, it is a good season to go on a green outing, and citizens with pet dogs at home often bring their own dogs to play together during outings.
However, friends who own dogs know that the enthusiasm of dogs seems to be inexhaustible, especially after a day at home. Small dogs like to spread joy on the lawn, while medium and large dogs prefer to be "close" to people. Even with a leash, an adult man with a height of 1.8 meters cannot stop the dog from becoming familiar with people and sending out a "loving hug".
They bring us joy every day, relieve stress, and are good listeners.
At the same time, cute pet hurt incidents are not uncommon. The willfulness of the pet, the owner is also helpless.
Today, I recommend a pet liability insurance for everyone.
01 Coverage Details
Product liability is simple, the coverage period is 1 year, and all domestic dog pet owners who hold a "Dog License" can be insured.
Animals raised or managed by the insured shall be liable up to 50,000 yuan for personal injury or death to a third party, and up to 10,000 yuan for property damage.
0 deductible, 100% compensation per accident, only 42.86 yuan a year.
Insurance Cases:
Ms. Zeng insured her dog White with PICC pet liability insurance, and 3 months later, White bit a passing little crush, and the other party was treated urgently by the hospital and injected with rabies vaccine, costing a total of 1684 yuan.
The amount of compensation for Ms. Yan: 1684 yuan - deductible 0 yuan = 1684 yuan
02 Frequently Asked Questions
Q: Can I buy without a Dog License?
A: This product is suitable for: domestic dog pet owners who hold a "dog license".
Q: What is the specific coverage of PICC Pet Liability Insurance?
A: During the insurance period, the insured person (owner) shall bear the economic compensation liability for personal injury or death and property of a third party caused by the pet owned and cared for by the insured. For example, when going out to walk the dog, the dog at home bites the passerby; the guest visits, is bitten by the dog at home, and so on.
Q: If a pet baby injures someone else's pet, can I apply for compensation?
A: The insurer is not responsible for compensation arising from injury to plants and other animals by the insured's domestic pet.
Q: How many pet liability insurance policies can I take out?
A: Only one copy can be insured for the same policy period.
Q: How long can pet liability insurance be insured?
A: The insurance period is one year.
03 Claims process