Starting this month, some new changes will take place on WeChat and Alipay. And because of this new change, we will need to bring cash out of the house in the future. Speaking of which, many people should be more curious. So, now we can take a look at the new regulations in March, and the merchant payment code will be uniformly managed.
▲WeChat Alipay
New policies for central banks
The central bank issued two new policies, the first of which is that it is not possible to use remote scan code payments. The second is that personal collection codes are no longer commercially available. After the promulgation of these two policies, many people believe that whether the government wants to control Alipay and WeChat, or pave the way for the upcoming digital yuan.
In social life, basically we have enjoyed the convenience of WeChat Alipay scanning code, many people do not need to bring wallets when they go out, even if the mobile phone is stolen, there is no need to worry about more economic losses, whether it is in the convenience of use or in the use of security have been greatly improved. But the development of a thing is always two-sided, it brings some benefits, and naturally it will also bring some disadvantages.
▲New policy
It is precisely because of the rise of online payments that various means of online fraud have begun to become more and more numerous. The real reason why the state has introduced this policy is to better protect the safety of our people's funds.
▲Network management
Use it more prescriptively
What is remote code scanning? That is to say, you are not with this person, for example, the shared bicycle we often use is actually a remote scan code, many young people do not realize the threat of remote scan code, but in fact, because of the remote scan code and fraud is very many people. Especially the middle-aged and elderly people. They are not aware of network security enough, and they are not very familiar with mobile payment, although they have a certain understanding of scanning code payment with the help of their families, but in general, the response is relatively slow and it is easy to be deceived. Once they have carried out a remote scan of the code for what needs, it may lead to a threat to their information security, so in order to better protect the rights and interests of the elderly, this policy must also be strictly enforced.
▲Standardized use
The prohibition of the use of personal collection code transfers is mainly to protect the performance of ordinary small traders and make them more standardized in the entire operation. Generally speaking, no matter how much money the income is, you do not need to pay the corresponding tax for the transfer of personal collection code. However, no matter what kind of business activities are carried out, a certain amount of tax is required, and even small traders cannot take advantage of this loophole in the law. In addition, if you use a personal payment code, some consumers may take advantage of the large number of people to take advantage of the large number of people to take things away and evade payment. Even such behavior is becoming more and more frequent, because when many people make payments, even if there is a sound notification, but when there are more people, the small traders can't take care of it. In the long run, this is also a big loss for the traders. Such behavior is certainly not conducive to the long-term stable development of the economy and society.
▲Payment method
Therefore, whether from the perspective of national interests or from the perspective of the protection of their own rights and interests, these are very important. There may also be people who paste their own QR code on the QR code of the vendor. All the money paid by others goes into the pockets of criminals, so this is why traders have to protect their rights and interests when they operate.