Most of the money owed is a civil dispute, and sometimes when encountering debtors who owe money and do not repay, many people will feel that they have encountered a liar, thinking of calling the police to let the police station help them recover their creditors. If it is looking for behavior, it is indeed necessary to report to the police, but the general private lending case does not involve fraud, so this is why there is no use in owing money and not paying the police. Although private lending and fraud have essential differences, it is also easier to distinguish, but our magic treasure online creditor's rights and debt lawyers still remind everyone that whether it is when borrowing money from others or looking for others to borrow money, you still need to pay attention to the method, otherwise if you don't pay attention to it, you may turn from private lending to fraud. The following behaviors can easily be considered scams.
First, use false documents and property certificates to take out loans and fail to repay the loans for a long time.
For example, Xiao Wang borrowed money from a lending company, but he did not have a property in his name, and then he rented a house and then forged a fake real estate certificate to submit to the company, and then successfully borrowed money. This kind of behavior is a typical use of false documents and property certificates to lend money, and if it is found, it will be identified as fraudulent behavior, so we still do not take chances, the risk is very high.
Second, borrowing on fictitious borrowing grounds and maliciously avoiding debt.
For example, after Xiao Li deceived his friends in order to repay gambling debts and said that he needed funds to borrow money in order to do business, the actual use of the money was to repay the gambling debts, and maliciously avoided debts and was unwilling to repay the money.
Third, the means of concealing facts.
For example, Xiaohong has a house, but in fact she already owes a lot of money outside, but he still uses this house as collateral to find friends or loan institutions to borrow money, and maliciously evades debts afterwards. This kind of behavior will also constitute the crime of fraud.
Fourth, credit card fraud.
Credit cards are used by many people, if the credit card malicious overdraft limit is large and does not return the credit card for a long time, after receiving multiple reminders from the bank and refusing to repay, then it will be identified as suspected credit card fraud.
Fifth, the amount of borrowing far exceeds their own repayment ability.
For example, Xiao Zhang's actual assets are only 100,000 yuan, and he himself does not have any other assets and sources of income, he borrowed 10 million yuan from friends, then this is far beyond his own repayment ability, this situation if your friend calls the police will also be identified as fraud. This kind of repayment of the loan without knowing that they cannot repay it is a subjective malicious arrears of the individual, so it is reasonable to be considered a fraud.
The magic weapon advances money online to fight a lawsuit, and only when it wins the lawsuit is charged
The new "first fight the lawsuit and then charge" agency model of Fabao Online can minimize the litigation risk of the parties, because you have not contributed funds from the beginning of the case to the court judgment, and once the lawsuit is lost, the party loses a litigation opportunity, and what we lose is a large amount of legal fees and various upfront costs.
The emergence of "advance litigation" has undoubtedly reduced the economic burden for the parties, and the costs required by one party to the litigation to fight a lawsuit, including but not limited to legal fees and litigation fees, are paid by the platform in advance, and the risk of litigation with the parties is shared. After the case is successfully executed, the advance payment will be recovered and a certain percentage of the proceeds will be obtained.