The 2022 government work report, everyone should have seen it.
As far as real estate is concerned, compared with the expression at the beginning of last year, there has been a big change.
There are five major points in this time:
1. Continue to ensure the housing needs of the masses.
2, adhere to the house is used to live, not to speculate on the positioning.
3. Explore new development models, adhere to the combination of rent and purchase, accelerate the development of the long-term rental housing market, and promote the construction of affordable housing.
4. Support the commercial housing market to better meet the reasonable housing needs of home buyers.
5. Stabilize land prices, stabilize housing prices, stabilize expectations, and promote the virtuous circle and healthy development of the real estate industry due to urban policies.
Compared with last year, the expressions of "no speculation in housing" and "three stability" have not changed, and the "solving the outstanding housing problems in large cities" has been removed, and the "support for the commercial housing market to better meet the reasonable housing needs of buyers" has been added.
And, using the expression that was used in 2020 - because of the city's policy.
This change is quite important.
The last time "supporting the housing needs of residents" was mentioned was in 2015-2016.
And that is also the starting point of the last round of national property market boom, house prices generally rising, from the "two-pronged approach" of RRR reduction and interest rate reduction, to the "330" policy to reduce the down payment, to the second-hand housing "5 to 2", and then to the monetization of shed reform "destocking"——
This time, a similar tone has reappeared, and the tone of policy correction throughout the year has been confirmed.
No, Suzhou has produced 46 new policies overnight to boost market players, including such a one -
Of course, this force is only slightly loose.
Under the premise of "implementing policies for the city", I dare to predict that after the conclusion of the important meeting, more cities will soon follow zhengzhou's example and introduce a package of easing policies at one time.
These policies include, but are not limited to, down payment ratio adjustments, mortgage interest rate reductions, purchase restriction threshold reductions, and adjustments to transaction taxes and fees.
Specifically, the main demand of first-tier cities may be more focused on reducing the interest rate of the first home and moderately relaxing the purchase restriction threshold, and the lower the energy level of the city, the greater the relaxation, after all, the financial duck pear is placed there.
And, as we predicted at the end of last year in "Real Estate Tax May Not Come Out Next Year", the real estate tax is indeed invisible in this year's government work report.
Judging from the current situation of the industry since the second half of last year, expectations have been so pessimistic, enterprises dare not take land, buyers are reluctant to buy houses, and they can no longer afford the entry of the real estate tax.
Personally, I believe that from the perspective of "promoting the virtuous circle and healthy development of the real estate industry", the real estate tax pilot is likely to be suspended.
Of course, this move can also be seen twice.
Optimists will say that this is a signal of stability and easing, that the deal will rise, that house prices will pick up, and that for the pessimists, as long as the boots do not land, all policies will still have a backhand.
Back to the property market to see, before the hot parliament will not come "Xiaoyang Chun", at least in the north, Shanghai and Guangzhou, has appeared in fact.