What an experience is a monthly pension of 30,000
This is a detail of his pension shared by a fan (Picture 1)
Individual payment was 1709.68 yuan, and unit payment was 3419.36 yuan, a total of 5129.04 yuan.
Many people's salaries are not so high, and the personal account of 223 months of payment, that is, 18 years and 7 months, has reached nearly 300,000, do you think this is the end?
This fan was born in 79, 43 years old this year, and can pay for 17 years if he retires at 60.
If you take into account the wage increase factor and interest, it may scare you, and it is conservatively estimated that the balance of personal accounts can reach at least 1.5 million or so.
If nothing else, even if you don't pay any more now, there is an annual bookkeeping rate for personal accounts, with an average interest rate of 7.47% in the past few years!
We conservatively calculate 6.5%, even if you start to pay no longer, 17 years of time to calculate the interest on the book, the balance can reach more than 875,000, this online has a compound interest calculator, you can calculate it yourself. (Figure 2)
Coupled with the rise in wages, 1.5 million is only a relatively conservative number.
So at that time, his pension is estimated to reach more than 30,000, but in 17 years, 30,000 yuan, the purchasing power may be equivalent to today's 8,000 to 10,000.
What do you think of this pension?
#守护银龄世界 #
