In 2013 I bought a Wanda hardcover apartment. At that time, there was little money in my hand, and I thought of hurrying to buy a house and let myself have a nest, but I didn't want to take out a loan, and I was afraid that the pressure of the monthly payment was too much, I didn't understand anything, so I went to the sales department to see the model room, so I bought an apartment.
If it is a small white property, it is particularly easy to plant grass when you go to the model room. Especially girls, looking at the apartment so exquisite, warm, the total price is low, immediately placed an order.
As the saying goes, buying the wrong house, five years are in vain. This is not wrong at all, and in the next few years I explained it very well, buying the wrong house, and being busy for several years.
I landmark Chongqing, bought Wanda hardcover apartment, in 2013 I bought in full, the total price of 360,000, or off-plan. After waiting for almost two years to pick up the house, the 360,000 was directly pressed in the off-plan house for two years.
In the past two years, I have not been able to live in a house, nor can I rent a house, which means that I have not enjoyed it, and I have not been able to rely on this to have half a income. Some trolls will say that you saved the loan interest, but the mortgage interest rate in 2013 is not high, in exchange for now, whether I have full money in my hand, I will not pay the full amount of money when buying a off-plan house.
After receiving the house, the property fee is high, the gas is not ventilated, the water fee and the electricity fee are also high, but they all feel that the problem is not big. The family lived in my apartment for a while while renovating the house before they started renting it out. In my twenties, I thought I could finally be a charter wife, and I was very happy.
Wanda Business is doing a so-so business, and the flow of people is OK. I bought a phase of the apartment, I thought it was two apartments, and then Wanda opened a number of apartment buildings, the volume is very large, the opposite community also has apartment buildings, this tenant can not rent more apartments. After the monks have more porridge, the rental price will naturally not be ideal, and at the beginning it can rent 1300, and then with other apartment buildings to pick up the house, it can only rent about 1100, and it will take a long time to have tenants when it is vacant.
My college classmates also bought a small residential house shortly after I bought the apartment, which was about the same size as my apartment and the total price was similar, but the biggest difference was the residential nature she bought, the commercial nature of what I bought, and the area she bought was better. In the next few years, the small house she bought rose from more than 300,000 to 700,000, and the rent was about 2,000.
The price of my apartment has not risen for a penny, it is not easy to sell, the taxes on business are very high, tenants are not easy to find, there are too many listings, and utilities are expensive. The tenant withdrew the rent, the house was empty for two or three months to rent out, these two or three months not only did not have rental income, but also to pay the property management fee, is the price of five yuan per square meter, rental care belongs to the money is not much, there are many things.
Before the outbreak of the epidemic, I found a lot of agents to help me sell my apartment because I needed money for other things. High taxes and fees, second-hand apartments are super difficult to sell, after several months of tossing, I received 350,000, as for the buyer's specific purchase price I do not know, my total paid price is set, as for the transaction price by the intermediary to negotiate with the buyer, so that the intermediary in the operable space is large, help me promote the strength is also greater.
In the same way, selling a residential house can also be like this, under heavy money, there will be brave men. Buy an apartment for a few years, and lose 10,000 to go out [cover your face]. If you had taken the full money of the apartment to pay the down payment of the house, you would have doubled your earnings.
There is no regret medicine to eat in the world, and every pit you walk through is your own valuable experience. I hope that my experience can also give you some reminders and inspirations as you are reading. If you have different ideas, please leave a message and post your own suggestions!
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#有产权的公寓能不能入手 #